Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Samantha Statland

Outstanding

My cat was first diagnosed with a mast cell tumor requiring diagnostic testing and fairly extensive surgery by a specialist as it was on her lip. Then 5 months later after that, she had a bout of enteritis that required testing to diagnose, and a 24 hour stay of supportive care at the ER vet. Having Healthy Paws allowed us to do what we needed to do for her medically without stressing as much about the financial aspects of getting her the care she needed. They cover exactly what they say they will cover; no hidden surprises. They processed my claims within 24 hrs of me submitting it to them, and there was a check in my mailbox within one week, and even e-mailed me after each incident to see how she was doing. Their monthly premiums are affordable and bring so much peace of mind as I have come to find out!
5

out of 5

POSTED: | BY: Lauren

Excellent

This is the best insurance policy that I have ever had! My cat has required emergency and follow-up care on two occasions. Each time, Healthy Paws processed my claim immediately. Healthy Paws immediately reimbursed me for ALL covered charges. I highly recommend them.
5

out of 5

POSTED: | BY: Jean Trojanoski

Healthy Paws is Awesome !!!

Purchasing pet insurance is very confusing. I am so happy to have chosen Healthy Paws as the insurance carrier for my puppy Gizmo. I have had to submit a few claims, each handled quickly and efficiently. The latest claim was for Gizmo to have surgery for "Cherry Eye". I usually e-mail my claim and a copy of the vet bill. Gizmo had the surgery on 1/29/14 and I received an e-mail advising completion of the claim on 1/30/14. I received my reimbursement check on 2/4/14. Not only did my claim get processed in such a speedy way but I even received an e-mail checking on how Gizmo was feeling. It makes you feel that they really care. Also, by the way, Gizmo even received a card for his birthday. I can't say enough good things about Healthy Paws.
5

out of 5

POSTED: | BY: Karen Warren

Best company out there

I researched pet insurance for months before I settled on Healthy Paws. Their reviews and plans were the best that I had found and I am so glad that I chose them. Two years after I signed on with them, my 5 1/2 year old Lab was diagnosed with Bone cancer in December of 2013. Needless to say it has been absolutely devastating for my family as he is the love of our lives. We have incurred huge expenses over the past month and a half and the bills are still coming. Without their continued support we would never have been able to pursue the treatments that he needs to battle this devastating disease. They truly are the best there is out there. Karen Warren
5

out of 5

POSTED: | BY: MC

Peace of mind

We love our English Bulldog, but after he had surgery for a luxating patella, I realized that we weren't going to the dog park, petsmart or on car rides as much. His recovery has gone great, but I was worried about the financial implication of another injury. I got healthy paws in order to give myself and him our freedom and carefree attitudes back. Since then, he tore is CCL and had to have a TTA procedure to repair the leg. Healthy Paws was great throughout the whole experience. Whether it was providing the a list of pre-existing conditions (because of course a 4 year English has a vet chart more heavy than most mortgage documents) to the reps walking me through the vet diagnosis and our coverage, to faster processing time than my vet, I can't be happier with Healthy Paws. The hardest part of this has been convincing our dog that he has 4 more weeks of R&R before he can rejoin the rest of the neighborhood.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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