Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ryan

Amazing!

Healthy Paws makes the entire process so easy. Signing up all the way to submitting invoices and being reimbursed is so easy and very simple. If you have a pet who loves getting in trouble, get Healthy Paws!
5

out of 5

POSTED: | BY: Debbi Gruber

Awesome!

My 6 year old Maltese went to the doctor for an examination and wound up having emergency surgery simply due to her nerves! It was so unexpected and scary because she was unable to breathe. The hospital fixed her up, ran some tests and got her back to health. I submitted my claim to Healthy Paws. I was so impressed with the speed, proficiency and empathy that was shown in the handling of my claim. Not only was "Buttons" fully covered for her problem, but the staff followed up regularly inquiring about her health and sending her hugs. I have spoken to other insured pet owners who have never had such a positive experience as I have had with Healthy Paws. I have my 2 dogs covered by them and would recommend them to anyone!
5

out of 5

POSTED: | BY: Jenny H.

Would definitely recommend Healthy Paws

The best advice I can give to any pet parent is to get pet insurance on your dog/cat as soon as you adopt them. I waited to get insurance until my dog Rocky was 8 and our dog Rilo was 2. About 10 months after I had the insurance the vet found a mast cell tumor (cancer) on our dog Rocky's leg. Long story short the total cost for everything was nearly $4,000 but I opted for the 90% coverage so it was mostly taken care of by Healthy Paws. The good news is the removed all of the cancer, no signs of spreading and Rocky is in the clear. It's such a huge relief to know that we don't have to worry about medical emergencies or illnesses for our 2 dogs. I typically receive a check within 5 days of filing the claim via Email. That's incredibly quick. I researched pet insurance for months before I finally decided on Healthy Paws. I'd definitely recommend them.
5

out of 5

POSTED: | BY: Kate

Healthy paws is a god send

Healthy paws has been there for me and my schnorgi every step of the way through many ailments
5

out of 5

POSTED: | BY: Mort Richman

Nicest insurance company ever!

Had VPI for many years. They were painfully slow and nit picked everything. Then they have a payment schedule that is not realistic. I switched to Healthy Paws. Best move I made. They reimburse you 90% of what your vet charges. There is no schedule . There are no caps on lifetime payments. You pay one annual $200 deductible and then they pay 90% of what your vet charged you. I send in my claim by email and it is processed within the hour! How amazing is that? VPI would take weeks to process your claim. Yes, the premiums are a little higher, but as the old saying goes "you get what you pay for". With healthy paws you certainly get your money's worth and the people there are the nicest as we'll.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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