Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Gina

Excellent service!

I bought pet insurance for our puppy as son as we adopted her at 11weeks of age. I purchased the 90% policy from Healthy Paws after researching reviews of several different companies. Other companies wanted to charge more because of her breed (Cavapoo, cavalier King Charles spaniel/mini poodle mix) because they are prone to health problems. Healthy Paws did not charge based on her breed, which I appreciated. They also had a yearly deductible rather than a per incident deductible which also appealed to me with no limits. Three weeks ago she became very ill with an intestinal infection. I ended up at an emergency clinic with an $842 bill to diagnose and treat the infection. I had only paid two months of her insurance (35.90 per month). I called customer service who told me exactly what I needed to send to process the claim. Once they received all of the required paperwork, my claim was approved within a day and I received my check within three business days. I was reimbursed exactly as described. I had to pay the $100 annual deductible, the vet exam fee and 10% of the rest of the bill. I received $576 back almost immediately. They also sent a personal email inquiring about her recovery. Healthy Paws has proven to me within my first two moths of pet ownership that they are well worth the money and they deliver their services as promised in a timely manner. I would definitely recommend them to others, and I am glad I listened to other reviewers and chose them as an
5

out of 5

POSTED: | BY: Dan Costa

The Best Insurance for my Best Friend

I found my best friend in a shelter when he was 6 weeks old. Over the years he has been a constant positive presence in my life and my family's. Around age 4 I felt it best to get him pet insurance and reviewed nearly every company out there. All the reviews pointed to Healthy Paws as being the best, most comprehensive coverage and fastest claims reimbursement of all pet insurance companies. In six years, they have not let me or Smokey down. As Smokey reaches age ten, his health is now a concern, last year he had a malignant trumor removed (Healthy Paws covered as agreed, no questions asked). This years, two more malignant tumors were removed and he was diagnozed with Cushings Disease. Healthy Paws covered, as agreed, all of the surgery up the allowable amount, 90% of all monthly medications for the Cushings Disease, and is still standing in our corner as we continue to fight to keep our best friend healthy and happy. I dread thinking of the decision I would have been forced to make if I did not have the pet insurance and the knowledge that I would be reimbursed for most of the expense related to his treatment. The Healthy Paws monthly amount is well worth the cost and will more than prove its worth time and time again for you and your pet.
5

out of 5

POSTED: | BY: Kathleen Russell

Extremely Satisfied with Healthy Paws Pet Insuranc

When searching for pet insurance for my new puppy I reviewed several companies. Healthy Paws Pet Insurance had the best coverage & premiums for my needs so I gave them a try. We are in our 2nd year now and they are absolutley the best! My claims are processed quickly and they reimburse exactly as the policy states, no surprises. I plan to continue to renew with Healthy Paws as I am extrememly happy with them. They also really care about the pets they cover and send emails checking on them. I am so glad I found them and would recommend anyone looking and reading these reviews to go with Healthy Paws. You wont be sorry!!
5

out of 5

POSTED: | BY: Pam R

Very thankful we went with Healthy Paws!

My 8-month old puppy grabbed a piece of raw meat off the counter and gulped it down, including the small metal skewer that was stuck in it. We rushed him to the hospital where x-rays confirmed he would need emergency surgery to keep the skewer from puncturing his intestines. Once we got him home (safe and sound), I filed the claim with Health Paws. Having never had pet insurance before, I didn't know what to expect, but the claims process was easy and hassle-free and the claim was approved within days. I'm really glad we decided to insure our puppy with Healthy Paws!
5

out of 5

POSTED: | BY: Wayne Blaauboer

Fantastic Customer Service

Easy online sign up and coverage selection. We've had our two dogs covered for about one year when our female tore her ACL. After receiving all of her surgery information, Healthy Paws kept me posted on her claim process, and came through with the claim payment on time and as promised. Follow up emails checking on her recovery were personal and pleasant. I have recommended Healthy Paws to many of my friends already.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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