Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alan Pollack

Glad I Found This Company

My experience with a previous pet insurance company found that no matter what the claim, they always managed to deduct enough things to pay off only about 50 percent of the claim. When Healthy Paws says they will pay 90 percent of a claim, that is what they pay. No gimmicks. No excuses found to lower the claim amount. My lab Montana has had two major surgeries in his young life, each costing nearly $4000. Healthy Paws came through when I needed them and saved me tons of money. I know I can count on Healthy Paws if he or my other pets run up expensive medical bills in the future. The people at Healthy Paws are very personable and actually send follow up emails to see how your sick pet is doing. A nice personal touch not usually seen or expected of insurance companies
5

out of 5

POSTED: | BY: Brittany and

Excellent & Caring Service

Coppola is definitely on the road to recovery after his hernia surgery 3 weeks ago. He is walking on his own and his Dr. expects a full recovery. Sincerest thanks to Healthy Paws for their wonderful support during this rough, or should I say "ruff", time. :)
5

out of 5

POSTED: | BY: Edith

Healthy Paws provides excellent service

My shiba inu, Sulli, is 2.5 years old. He had a laminectomy done when he was just over 1. The pins that were put in at that time had to be removed because they had shifted and were irritating nerves in his spinal canal. Healthy Paws was very responsive and handled the claim extremely fast. To me, Healthy Paws has treated my pets like a concerned family member.
5

out of 5

POSTED: | BY: Marisa Pichie

What a pleasant experience dealing with Healthy Pa

The last time I had pet insurance I ended up spending $1,800 and getting no refund and a month of run around. With Healthy Paws I was able to take my dog to the vet where it was recommended he undergo blood test and extracts. The cost was over $600. I had my vet sign off on the claim and I emailed the documents to Healthy Paws. The only drawback was that they needed his medical records in order to process his first claim and the vet office said that the fax would not go through because the line was always busy. I ended up emailing the records myself but Healthy Paws was in contact with me daily and processes my claim within days. I highly recommend this insurance company.
5

out of 5

POSTED: | BY: Tracy

Great Service and fast claims processing

My dog Kamo got sick about 2 weeks ago and had to go to the emergency vet for care. Once Kamo was released, a claim was submitted to Healthy Paws. Unfortunately the vet forgot to include the doctor's notes. Healthy Paws contacted the vet's office and got the information. They processed the claims within days. Secondly, they sent a follow up email to check on Kamo. Great customer service. I recommend them to anyone with a four legged family member. :-)

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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