Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Lesko

Amazing customer service and wonderful employees

My 2 year old boxer was diagnosed with cancer only 4 weeks ago. We were devastated. He needed immediate surgery and testing. Not only was Potter's medical bills completely covered, but we received immediate processing of all of our claims. I always knew that Healthy PawsPet Insurance was one of the best, but I can now honestly say that they are the best. They even email to check on Potter's health, concerned that he is doing well. Thank you so much for everything you do as a company. I recommend you everywhere I go, not only friends but also veterinarians so they can refer you as well
5

out of 5

POSTED: | BY: Angela S.

It does not get any better

I love and appreciate Healthy Paws. I have two small dogs that have had several vet visits since they were covered. Healthy Paws offers a great insurance product and reviews and pays claims extremely promptly. They follow up to make sure that your pet's health issue is improving. Last year when they felt a claim was for a pre existing condition, a kind and knowledgeable veterinarian from their staff called to tell me and explain to me their decision in a courteous and compassionate manner. When I appealed the decision with more information from my veterinarian, they promptly reversed their decision and paid the claim. I wish I had signed up years ago. This is better than human health insurance. It just could not be any better. I give it my highest recommendation.
5

out of 5

POSTED: | BY: Keith Alsberg

Healthy Paws gives us peace of mind

I can't tell you how much peace of mind it gives us to know Healthy Paws is behind us when our dog Chewie needs help. I am continually impressed with their quality of product and excellent service. A++
5

out of 5

POSTED: | BY: Sandra Lewis

Healthy Paws is absolutely terrific!

In June of 2011, we adopted our 1-year-old Rottweiler/Chow mix from an animal shelter and decided to purchase pet insurance. Thank goodness we went with Healthy Paws! From day one, Sammi had "issues," which included everything from slicing her paw open on glass, puffing up from an allergic reaction, spraining her knee while running in soft sand, and chronic lameness. This December, she ruptured her ACL, and she had the TPLO surgery one week ago. With the x-rays, this injury alone has cost close to $5,000. Within days of the surgery, we received a check from Healthy Paws, which covered 90% of the cost (which is the plan we chose). We couldn't be happier with Healthy Paws. They have always been exceedingly prompt in their reviews and reimbursements. They are easy to contact with questions and have competent representatives who actually care about their "clients." We highly recommend Healthy Paws!
5

out of 5

POSTED: | BY: Dorothy Ott

Healthy Paws Best Pet Insurance at Best Price

I've had Healthy Paws for about 3 years on both of my cats, and the premium is reasonable and fits my limited budget. I filed a claim about 15 months ago when my male kitty Enzo had to have emergency bladder surgery. Healthy Paws reviewed his claim, his medical history and paid on the claim within a week. Enzo had to have a similar but more extensive surgery two weeks ago and spent a week in the emergency hospital. I filed my claim with Healthy Paws on Feb. 8th and received a response that afternoon that Healthy Paws would be sending me a check for 90% of the total bill less deductible -- the check arrived on Friday! Everyone at Healthy Paws has been supportive, knowledgeable and, most of all, kind. They really do care about my animals. I always get a follow-up e-mail and/or phone call, and a quick response to any question. I am so thankful that I have Healthy Paws Pet Insurance and I cannot say enough good things about them. I recommend they absolutely to everyone who loves their animals.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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