Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Could not have done it without Healthy Paws

I have a very healthy three year old shepherd mix. Though I have had Healthy Paws insurance my pet's whole life, I have never had to use it until this year. My pet had a recurring infection and three vets recommended surgery. After having done many tests and trying various antibiotics (all of which healthy paws covered for me) I went for the very expensive, but not mandatory, surgery. One week later my claim has been processed, I have a check for almost the entire hospital stay bringing the cost down to hundreds rather than thousands out of my pocket. Healthy Paws answered all of my questions cheerfully and followed up to make sure my dog was recovering well. I am letting all of my pet parent friends know how worth the low monthly cost Healthy Paws' services are!
5

out of 5

POSTED: | BY: Deborah

Fair, prompt and courteous

My American Bulldog has a neuromuscular disorder of her GI tract and has needed a number of treatments/procedures and ongoing medication. Healthy Paws has covered everything without question and processed our claims promptly (within 48 hours) and courteously. I'm so glad I chose this company for my pet insurance needs.
5

out of 5

POSTED: | BY: Behire

The Best Insurance for my son - Buddy

After a very detailed search, we decided to go with Healthy Paws Pet Insurance. And we are super happy that we did it.Six months ago, Buddy was hospitalized after he collapsed. Then later, he diagnosed with DCM ( dilated cardiomyopathy). During this stressful times, it is great to know that at least we do not need to worry about his vet bills. Our claims were settled within a week. Customer service is very professional , very personal and very caring. It is very very impressive how they care about our little paws. Many Thanks to Healthy Paws. Don't Hesitate... Choose the Healthy Paws... You will not Regret .....
5

out of 5

POSTED: | BY: Chris K.

Healthy Paws Pet Insurance - simply the best.

During a routine physical exam, our veterinarian discovered a tissue mass on our dog's spleen and feared the worst. After some preliminary diagnostics, he recommended that the spleen be removed immediately because of the risks associated with a life-threatening internal hemorrhage and the very grim possibility that the mass might be a malignant hemangiosarcoma, an incurable form of cancer, which can only be reliably diagnosed if the entire spleen is sent to a lab. Our dog tolerated the surgery well, and after the stitches removed two weeks later, he was his happy and rambunctious self again. Most importantly, the tissue mass was revealed to be a benign hematoma, for which we are most grateful. Since our dog was a puppy, we had subscribed to the Pet Partners policy offered through the AKC, but when he reached the age of ten, Pet Partners advised us that because of his age, only accidents would be covered going forward. After some research, we found Healthy Paws Pet Insurance, and are very glad we did. Everything but the vet exams was covered, our deductible is low, our claims were settled promptly, customer service personnel are efficient and compassionate, the Healthy Paws Foundation does important work on behalf of dogs less fortunate than ours, and the monthly payment is significantly less than Pet Partners used to charge for more limited plan benefits and a lower reimbursement rate. Many thanks Healthy Paws!
5

out of 5

POSTED: | BY: Becky

Excellent Service

Our puppy was in his exercise pen while I was in the other room. I heard a horrible scream at which just about stopped my heart. I ran into the sunroom and found him screaming in pain. He had tried to move his exercise pen and had gotten his bottom jaw stuck in between the wires on the exercise pen. It broke his baby canine tooth and traumatized his jaw. He required surgery and antibiotics for an infection post surgery. He is now post surgery three weeks and doing very well. Healthy Paw Pet Insurance is wonderful. This is the first time that we have had pet insurance and weren't sure if we really needed it. Healthy Paws was very pleasant and helpful during his need. They have written follow up emails with well wishes and to check on him. Thank you for being there for us Healthy Paws.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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