Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ana

completely satisfied

There were three things that were fundamental for me when looking for a dog insurance. First the monthly fee and deductible policy. Secondly the coverage, and third the customer satisfaction that implied the companies achievement of first two numerals. The monthly payments were a big deal for me, as I’m a student and I don’t have a high income. And comparing just by prices, Healthy paws was the most affordable option; in the many coverage, monthly fee and deductible combinations. In terms of coverage, healthy paw still seemed to have one of the most complete coverage if not the best. And I dedicatedly read many reviews and a high percentage of healthy paws customers’ seemed very satisfied. So I enrolled my healthy puppy with healthy paws. On my first month enrolled she started limping intermittently, and she was sadly diagnosed with elbow dysplasia. When I was at the vet's office I was very worried because apart of the bad news, I thought I had read some kind of waiting period for dysplasia diseases. Then I read my policy again and the waiting period was only for hip dysplasia, which meant her treatment would be covered. This was a big relief for me so I decided to proceed with her treatment. The Claim process has been extremely efficient and straightforward; it takes less than a week to receive a check in the mail. I cannot recommend them enough, I feel extremely lucky to be able to afford any of my dog medical needs and not let money take part on important decisions.
5

out of 5

POSTED: | BY: C Terzella

Best benefits value, Best service

HEALTHY PAWS is amazing. I have 2 dogs and choosing a pet insurance company was overwhelming with so many different types of benefits to compare. I researched every company by creating a complex spreadsheet with all the companies and their different benefits. Then I input $'s I'd spent each year on vet bills. Then I played around with different scenarios & amounts. Even with the out of pocket initial consult exam fees, Healthy Paws came out on top when comparing $ paid to value received. After I signed up I knew I'd made the right choice because of their wonderful service. Claims are incredibly EASY for both me AND MY VET. Reimbursement was prompt (amazingly so) and no hassles with what was covered at all. (FYI- I also discovered with my spreadsheet that over the years I saved MORE going with the lowest deductible ($100) and highest percentage paid (90%), even though it's a higher monthly premium. I was surprised too!)
5

out of 5

POSTED: | BY: Patrick

Great service and help!

Our shiba broke off a chunk of his toy bone and swallowed it. He was vomiting and had bad diarrhea all night. We didn't realize he ate it until he left us a poopy surprise later. We brought him to the emergency vet because we weren't sure what else he had eaten and he had become severely dehydrated, lethargic and sick. The vet ordered bloodwork, X-rays and meds. Being our first claim, we were unsure how everything would be handled by HealthyPaws. We shouldn't have been worried at all!! The claim form was very easy and straightforward. HealthyPaws approved our claim the very next day and the claim check came in a few days! They even checked up on him to see how he was doing. We're so glad we chose HealthyPaws.
5

out of 5

POSTED: | BY: Jill S

Excellent

Thank you for being so quick, professional and thoughtful. After dealing with human insurance companies lately, you guys are a breath of fresh air!
5

out of 5

POSTED: | BY: STEVE

EXCELLENT SERVICE

Have had to make 2 claims with Healthy Paws so far and both were taken care of quickly and paid promptly. Also love the way they send a e-mail asking how my Golden Retriever Lenny is feeling. Did lots of shopping for pet insurance before deciding on Healthy Paws and I am very happy I did. I highly recommend this Company to anyone wanting to protect their pet.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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