Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Hope

No Other Insurance Can Even Come Close

To anyone inquiring to get pet insurance, do not even think twice about Healthy Paws. I have had other insurance and ran into problems with reimbursement due to their little fine print most people look over. Healthy Paws is up front, simple and amazing. I have all my four dogs insured and two out of the four have chronic ongoing illnesses and constant vet visits. Healthy Paws had covered every single incident no questions asked as well as their prescriptions which two of my dogs have to take for the rest of their lives now. For example, one is on seizure meds, normally would cost me $141.00 per month, I pay $14.10 per month. Thank God for this insurance company as my pup could live another 2-4 years. Healthy Paws all the way! Only one I will recommend!
5

out of 5

POSTED: | BY: Kathleen Fair

The Absolute Best Pet Insurance!

I was hesitant to get pet insurance for my Akitas, Khaleesi & Kingston because she is only 1 1/2 years old & he is only 2 1/2 years old. Now, I'm so glad that I did. Khaleesi tore her ACL ligament while playing with Kingston and required an extensive & expensive TPLO surgery. I can't tell you what a relief it was to know that 90% of the surgery costs were covered by Healthy Paws. I was amazed at the speed in which they processed my claim. I filed it on a Monday, Tuesday they notified me it had been processed and the following Monday I had the check in my hand. They even sent emails to inquire of Khaleesi's recovery and wishing her & Kingston their warm regards. Good service is a priority with me and I can not applaud the people at Healthy Paws enough. Every time I have called or emailed with a question They have always been friendly, helpful & prompt. I recommend them to everyone I know who has a pet. Look no further because you won't find any better.
5

out of 5

POSTED: | BY: Donna

Wonderful Customer Service

I decided that I should get insurance on my male pup because he's a big goober. God forbid something happens and I wouldn't be able to afford the price the way things are rising. The next day I felt guilty that I didn't put him Mom on it. Being 7 I figured I couldn't afford her insurance. I checked and promptly put her on it. Thank heavens I did. She came down with pneumonia and had to go to the emergency vet. Healthy Paws was so great to work with and after getting all the information they promptly sent me a check. I'm going to recommend them to my Vet and friends. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Lynn Maas

Healthy Paws is Outstanding!

I can't say enough about the excellent service I've received from Healthy Paws in the handling of my Rottweiler's cruciate and meniscus repair. From the moment I contacted them they were polite, compassionate and even offered to collect all of my dog's previous medical records for me. They kept me informed of the claim's progress every step of the way, and I received a check within the same week. I also love the fact that they help homeless animals, which contributed to my decision to choose Healthy Paws to insure my Stella.
5

out of 5

POSTED: | BY: Sean True

No Contest - Healthy Paws is the Best

Unfortunately our three year old Shepherd/Husky mix has had a run of bad luck lately. First he ate an entire bottle of his joint supplement, then he found (and ate) an entire tray of brownies, then he slipped and fell on the ice, after that he developed pneumonia, and just to top it all off he got a cyst on his shoulder. All of this was within a six month period. I don't know what we would have done without Healthy Paws. It is almost indescribable how easy they make things. In each instance above we paid the vet and then were able to submit all claims via email by simply scanning the forms and receipts. I would receive an email confirmation when they got the paperwork and another when the claim was processed. SO EASY. I know they can't guarantee all their claims this fast, but most of them were same day! I tell everyone I know with a pet that they need to sign up with Healthy Paws. You can run the numbers all you want on this company or that company or this percentage or that, but the bottom line is that when you get into a tough spot where you have lots of vet bills in a short amount of time having these guys on your side makes all the difference. The last thing you want on top of a sick/injured animal is having to fight for coverage.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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