Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Eric

Simply The Best

I have been using Healthy Paws for just over a year now and I have nothing but good things to say! For about 10 months I did not file any claims with them so I was not sure how it would be when I needed to. When my cat became inexplicably ill I was worried that it may be hard to get Healthy Paws to pay the claim. The bill was very high and I thought that they would fight any way that they could to get out of payment. That is not at all what happened! The claim was emailed and was approved within 5 hours and I had a check in the mail in the next week or two. It was fantastic. In addition, every time I called in with questions the representatives seemed to have genuine compassion for what I was going through with my best friend so sick. After the claim, they emailed me to check on my cat and make sure she was doing ok. I could not ask for anything more, I only wish I had insurance this great.
5

out of 5

POSTED: | BY: Sandi W.

Fantastic Pet Insurance

I am new to Pet Insurance and wasn't sure if it was right for us but then found Healthy Paws and thought we'd give it a try. Well thank goodness we had them! Our Pug began to suffer from some GI difficulties and we submitted our first claim. Once Healthy Paws had his medical records, the claim was processed in a blink of an eye! You submit your claim one day, it gets processed the next and a check is sent! It's that crazy fast! We love Healthy Paws! They have made our sweet boy's illness easier to deal.
5

out of 5

POSTED: | BY: Cindy

Great service, reimbursed without any hassle!

Healthy Paws is a great company. They processed my claim so quickly and with out hassle, I could not believe it. I would HIGHLY recommend this company to any pet owner.
5

out of 5

POSTED: | BY: Gayge

Amazing, best insurance ever

I am so happy that I got the insurance for my babies. By puppy broke his leg and had emergency surgery,$5200 later he's doing great and running around like nothing happened. I received my claim check 2 weeks later over $4100. The turn around time was amazing and the level of customer service I received during the process was great. I've actually started telling everyone I know that has a pet to get Healthy Paws Insurance.
5

out of 5

POSTED: | BY: Rachel

Definitely choose Healthy Paws insurance!

We purchased the low deductible/high reimbursement ($100/90%)plan through Healthy Paws after doing some research into plans and reading reviews online. Our beagle is 11 and as he has a voracious appetite for things which are bad for him, so we thought it would be a good idea. And boy was it! Recently, he became ill and we had to take him to our regular vet, the emergency vet, and finally an internist, and those visits together were about $1500. With the insurance, we had about $500 out-of-pocket cost which is definitely more feasible than $1500. I don't ever want to have to decline treatment for my "dog child" because of money. This insurance has been wonderful and definitely worth the cost. We are extremely comforted knowing that we have this great insurance and can pursue necessary treatments that we might not otherwise be able to, in order to help him. They also e-mailed me a few weeks later to check on my dog and see how he was doing, which was totally unexpected but very much appreciated!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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