Healthy Paws | Pet Insurance Review

I love Healthy Paws and recommend them to all the fur parents in my life. They have been there for me when my dog has need emergency care and cancer treatment. They have a very easy to use app that allows you to submit claims effortlessly. The turn around time on reimbursement is always very quick. My girl would probably not still be with us if it weren’t for Healthy Paws. Thank you so much for all you do!

Our sweet boy had full CCL and meniscus surgery one week ago. Within 5 days, the claim for surgery was processed, approved and paid. Healthy Paws even sent an email to check on my dog. Thank you for making this process stress free!

Our sweet boy had full CCL and meniscus surgery one week ago. Within 5 days, the claim for surgery was processed, approved and paid. Healthy Paws even sent an email to check on my dog. Thank you for making this process stress free!

I’ve had this insurance for one of my dogs for years. They don’t pay for exams yet their premiums are no different than other insurance companies. They refused to pay a claim stating it was wellness that I submitted as there was a possibility of parasites again. I filed an appeal and they still refused. I’m just not sure pet insurance is worth it anymore. They always find a way to deny claims. I would not recommend this company.

Our ten year old Yorkie has been covered by Healthy Paws since age 2. She had no significant health problems until age 8 when she was diagnosed with pancreatitis, diabetes, a pyloric mass and IBD all within one year. She had no less than 6 hospital admissions in 2022. I'm grateful to say our baby has since been stable and is doing well (still acts like a puppy!) - and we would not have gotten to this point without HP coverage. Her care last year cost over $20k, of which we paid a small fraction. HP continues to assist with coverage of her daily meds, including insulin and supplies. HP strong points: easy filing of claims and fast reimbursement (usually < 4 business days), compassionate and knowledgeable customer service, flexible coverage and deductible plans, and I've never once appreciated resistance from the insurer to cover under the terms of what was outlined in original policy documents. Downsides include having to pay out of pocket upfront, no assistance with preventive care and exam fees (either regular vet visits or ER initial exam fees), but that's minor and I think fair considering what is covered. I saw a review bemoaning the gradual increase in the cost of the plan, but that's expected as a dog ages and/or with the development of new medical problems. Our plan has gradually increased a mere $100 since enrollment, which seems reasonable considering how much HP has saved us in medical expenses. So, in short: strongly recommend.