Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Edina

best investment ever

Before we got our first dog we heard horror stories about huge vet bills to cover surgeries for dog bites, ingested toys and sprained joints. We decided to get health insurance after our dog got bitten the second time and needed emergency surgery which cost a fortune. We didn’t regret it for a second. Though, people warned us about insurance companies, we had only the best experience with Healthy Paws. When my second dog got severe diarrhea this January and we had to visit the vet over and over again, they covered our bills with no hassle. Since the treatments were not effective for over two month, we eventually had to have an ultrasound done to get a better diagnosis. Again, the bills were paid with no problem. Filing a claim is simple via email, the claim is approved within 24h and the check arrives by mail in a week or so. Moreover, HealthyPaws always send a nice email to see how our babies are doing. Since we had the diagnosis (inflammatory bowel disease) and we have targeted treatment, our dog is doing much better. He haven’t had diarrhea for over 2 weeks now, and he is back to his happy himself. It’s a relief to know that we don’t have to hesitate to get the best health care for our dogs due to the vet bills. Health Insurance is definitely an investment but you are happy to have it when you need it!
5

out of 5

POSTED: | BY: Sara Knecht

Takes the financial worry out of caring for my dog

My pure breed dog has had several health issues including major knee surgery. healthy paws has processed every claim within one day of receipt and paid to policy limits. Health Paws is wonderful! They even follow up and ask how my dog is recovering after surgery. Best decision I have made in a long time. Thank you!
5

out of 5

POSTED: | BY: Kelsey

10/10 Excellent

All my pets (2 cats and 1 dog) are insured with Healthy Paws and I'm extremely happy with the services Healthy Paws provided. They are very fast turn around in processing the claims. I emailed the claims, within 24hrs my claimed had been processed and in couple days I received reimbursement in the mail. This insurance company shows their care and sincere for the patients. They email me to check on my pets health, once they got the submitted claim.
5

out of 5

POSTED: | BY: Joan Cortez

My Dog Is Fighting Cancer

My dog is facing the fight of her life. She has Hemangiosarcoma. It is a terrible cancer that has no cure. Many dogs never make it out of the emergency room. I was lucky my dog had surgery and after four tough days she pulled though. She is undergoing chemo now. If this will give us more time with her, it is a blessing. It would have never been possible financially without our Healthy Paws policy. It has been the gift of life. The customer service and same day claim processing is like nothing I have ever experienced. Calls and emails asking how my dog is doing is so refreshing. I tell everyone I know it will be the best decision you ever make for your pet. I can't imagine having to euthanize my beloved dog because I couldn't afford to pay for surgery. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Eric Wee

Coverage was so good, I wrote a NY Times OP/ED

I got coverage for our two dogs two years ago and we are so pleased that we did. Our dog Nelson had a 12.5 spleen mass that had to be removed. Instead of worrying about whether we could afford the cost, we could focus on what was best for Nelson. With a CT-Scan, ultrasound, blood transfusions and the sugary, the cost was over $7000 and Healthpaws pet insurance covered 90% after our $500 deducable. They also covered the follow up bloodtests and medication. The claims department were friendly and easy to work with. Nothing was ever a problem when dealing them them. They paid very quickly- which removed a lot of stress for us. And unlike other pet insurance, there was no cap on the coverage. I found the insurance so extraordinary, that I actually wrote and OP/ED opinion essay about Healthy Paws pet insurance that was published in the New York Times that was titled "Why I'm jealous of my dog's insurance." You can read it here: http://www.nytimes.com/2014/03/26/opinion/why-im-jealous-of-my-dogs-insurance.html?_r=0 I give Healthy Paws pet insurance my highest recommendation. Eric Wee

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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