Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah

Great Pet Insurance!

I'm very pleased with this pet insurance company. They have great rates, they are easy to get in touch with, and they are very fast/efficient at processing claims. I've recommended them to a few friends with pets already.
5

out of 5

POSTED: | BY: J Campbell

A Tale of Two Knees

Three years ago, we adopted our little pit bull mix Birdie. She was the eighth dog we had fostered that year and was sweet and small and ran away with our hearts, so we decided to make her a permanent part of our family. Almost immediately after we signed the adoption papers we discovered that Birdie had a serious, life threatening liver problem which we then spent several weeks and several thousand dollars treating her for, finally bringing her back to perfect health. After that serious and costly illness, we decided to listen to some of our wiser friends and our veterinarian who had all been suggesting we look into pet insurance. After checking out several companies and comparing rates, coverage, and reviews, we enrolled Birdie in a Healthy Paws Pet Insurance plan, and boy are we glad we did. A year or so after getting her policy, Birdie ran across the yard in pursuit of a squirrel and came back limping badly, her right leg dangling loosely above the ground. X-rays and examinations showed that she had torn a major stabilizing ligament in her right knee and required an extreme repair--TPLO surgery. The surgery cost a stunning $2,600, was very successful, and better yet--Healthy Paws covered 90% of the costs after our deductible, so we received compensation in the range of $2200! Wow! Finally things worked out the way they're supposed to. Unfortunately, while consulting with the doctor about Birdie's injury, we learned that a high percentage of dogs that have t
5

out of 5

POSTED: | BY: J Campbell

A Tale of Two Knees

Three years ago, we adopted our little pit bull mix Birdie. She was the eighth dog we had fostered that year and was sweet and small and ran away with our hearts, so we decided to make her a permanent part of our family. Almost immediately after we signed the adoption papers we discovered that Birdie had a serious, life threatening liver problem which we then spent several weeks and several thousand dollars treating her for, finally bringing her back to perfect health. After that serious and costly illness, we decided to listen to some of our wiser friends and our veterinarian who had all been suggesting we look into pet insurance. After checking out several companies and comparing rates, coverage, and reviews, we enrolled Birdie in a Healthy Paws Pet Insurance plan, and boy are we glad we did. A year or so after getting her policy, Birdie ran across the yard in pursuit of a squirrel and came back limping badly, her right leg dangling loosely above the ground. X-rays and examinations showed that she had torn a major stabilizing ligament in her right knee and required an extreme repair--TPLO surgery. The surgery cost a stunning $2,600, was very successful, and better yet--Healthy Paws covered 90% of the costs after our deductible, so we received compensation in the range of $2200! Wow! Finally things worked out the way they're supposed to. Unfortunately, while consulting with the doctor about Birdie's injury, we learned that a high percentage of dogs that have t
4

out of 5

POSTED: | BY: Isaac Katzav

Great coverage for unexpected events

This is a great coverage for unexpected cases. For a puppy in their first year I would recommend looking into maybe complementing with an insurance for planned procedure (immunizations, neutering, etc.). For unexpected events they cover 90% of the claim excluding the vet fee (so always prefer a vet over ER, since ER charges can be over 100$) that if you can of course :) Oh and they are super super fast!! You will get an email confirming the claim was approved within less than 24 hours.
5

out of 5

POSTED: | BY: Tom

The best pets insurance

Healthy Paws Pet Insurance is the best compared to the rest on the market. They keep their promise and provide excellent service.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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