Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: David G

Thanks Healthy Paws......

Our dog loves to eat everything insight, she got very will, we took her to the vet to see if she ingested something foreign. She was dehydrated, lethargic, stomach inflamed, vomiting, diarrhea and the list goes on. The vet said we have to keep a close eye on her for the next 24 hours. I informed her that we have pet insurance, I suggested that maybe she should stay in their care overnight to see how she progressed. We picked her up the next day she was almost herself, still tired, but thankfully OK. If we did not have pet insurance we would have taken her home, and possibly a worse result. Yesterday I received an email asking how Molly was, I could not believe they would go out of their way to inquire on her condition. I honesty have to say they are an awesome company who truly care about your pet.
5

out of 5

POSTED: | BY: Kerrie

So happy I signed with Healthy Paws

Great customer service and extremely prompt turnaround time for my first claim. I'm delighted with my choice of carriers. Healthy Paws covered 90% of my pup's medical bills and, what's better, they were extremely nice when I contacted them, and even contacted me after the claim was processed, inquiring as to my pet's recovery. I would recommend them to anyone who has a pet and isn't independently wealthy.
5

out of 5

POSTED: | BY: B. A.

Get Healthy Paws insurance

We bought pet insurance on our dog, Bailey. He was just diagnosed with cancer and thankfully we have Healthy Paws. Surgery and chemo is expensive - over $3,500 so far. Healthy Paws has been awesome and extremely compassionate. Not all pet insurance is the same. We got the 90% reimbursement plan with the $500 annual deductible. Now medical decisions are made based on Bailey's needs and not our pocketbook.
5

out of 5

POSTED: | BY: Carrie Corboy

Best Experience with a Company Ever

I signed up all 3 of my dogs for Healthy Paws in December 2013. I hesitated signing up my oldest dog, because she has several pre-existing conditions. I really couldn't imagine anything happening to her that would be new and different. Boy was I wrong. 2014 has not been kind to my oldest pup, however Healthy Paws has been amazing to us. Not only have our claims been handled very quickly (often within only a few days), when additional information was needed, HealthPaws reached out to my veterinarians, so I didn't have to spend my time doing that. I truly expected several of our claims to be denied because it was possible they could be attributed to treatments for pre-existing conditions. However, the link between those treatments and her new conditions was not definitive and HealthyPaws chooses to reimburse when it is not definitive that something is attributable to a pre-existing condition. That was a relief (and a surprise) to me. In addition to quick service, filing claims could not be easier, with online submission and quick acknowledgement. Unbelievably, the staff at Healthy Paws even check in to see how my pup is doing. I have told everyone I know that has dogs about Health Paws. I can't say enough about the amazing experience it has been to be a client.
5

out of 5

POSTED: | BY: Jim

Easy to deal with, quick reimbursements

Healthy Paws has been fantastic. Unlike other carriers, they don't use rate schedules that complicated to understand. You receive a straight percentage back based on your actual bill from your Vet. Submitting claims is very easy, and reimbursement checks arrive within a week.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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