Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ron Uzzo

Couldn't ask for a better policy

I did quite a bit of due diligence when searching for insurance for my dog. Healthy Paws was by far and away the best policy for me. I have never a problem with the service and the reimbursement. My dog was a rescue and has had quite a few health issues, including seizures; knowing that Healthy paws will be there for me definitely puts my mind at ease. I highly recommend them.
5

out of 5

POSTED: | BY: Mike G.

Never had such a good experience with insurance.

As luck would have it, my pooch tore her ACL just a month after getting insurance from Healthy Paws. If you've ever had to pay for such a procedure you know how much dough that can set you back. Not only were the folks at healthy paws kind and concerned, I didn't get the shakedown when I filed the claim. And approval came quickly. If you don't have pet insurance get it and get it from Healthy Paws.
5

out of 5

POSTED: | BY: Erica Feucht

Full coverage means FULL COVERAGE.

When my husband and I were looking for pet insurance, we were daunted by the lists of "covered" and "not covered" illnesses and injuries. It felt like you had to decide what your dog was going to get sick with and choose a company that covered those things. My sister went with VPI, and I went with Healthy Paws. Her reason was that VPI covers dental cleanings and shots...but that's about all the cover. Healthy Paws allows you to choose your percentage of coverage, and literally everything is covered at that level. Any person considering a pet should expect to pay for the routine things (shots, dental cleanings, etc.). But it's those things you can't expect (or even the fact that you CAN expect that your pet will grow old and they will become more expensive as they age) that Healthy Paws is amazing for. We've had to take our otherwise entirely healthy Great Dane in for surgery twice. Healthy Paws has processed our claims quickly and has always covered 90% of everything Sheba has encountered. Our dog recently survived a condition known as a mesenteric volvulis. This is where the intestines wind themselves (both large and small) around one another and around the dog's blood supply, cutting off blood flow. Our vet didn't see this type of torsion on the X-Ray and said if she had, she'd have recommended euthanizing Sheba because dogs don't survive this. Now, any other health insurance company wouldn't cover this because dogs just don't survive it. There's a less than 1% chance of su
5

out of 5

POSTED: | BY: Penny Woodward

Great Coverage - Wonderful Service

HP has been so easy to deal with. I have 3 dogs ranging from 3 years to 11 years and have never had an issue with coverage. My old girl is a cancer survivor and they have been there to take care of the cost of her needs. Highly recommend them.
5

out of 5

POSTED: | BY: Chelsea G

Healthy Paws is THE BEST!

My Mastiff/Shepard mix needed a TPLO surgery on her right rear leg just after having one done on her left rear leg 5 months ago. Healthy Paws completely covered the both surgeries AND because I could not afford the upfront cost did a direct pay to the veterinary office for me. They are truly the most compassionate pet insurance out there. They truly care about your pet. Thanks to Healthy Paws my two furry babies have access to the best health care!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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