Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marilyn Donahoe

Amazing, affordable and hassle free!!

My dog, Daisy, is 10 months old. She was recently diagnosed with allergies, a leaky bladder and an ear infection. The ear infections and allergies have been ongoing, often accompanied with hot spots. Needless to say we've amassed some large vet bills. We are thrilled with our Healthy Paws coverage! Minimal paperwork involved to file a claim. Easy to file via fax or e-mail or USPS. Very quick turnaround. The customer service people are super friendly and helpful. They even checked to see how Daisy was doing after her last episode with the vet. One of the best decisions we made was to get health insurance for our pet. Healthy Paws has been fantastic.
5

out of 5

POSTED: | BY: Kate C

Great customer service & timely reimbursements!

With all the opportunities for pets to end up at vet, there is no question that pet insurance is a good option! Healthy Paws has great customer service and are very prompt in sending reimbursement checks.
5

out of 5

POSTED: | BY: Harriett Heisey

Dolly's happy with her health insurance

On April 18, Dolly jumped off our bed, ran a short way and began to cry out in pain. She could not put weight on her right hind leg. I feared she had damaged her knee. Next day to doctor who diagnosed swelling in the knee area and advised reduced activity; i.e. keep her on leash at all times and move her bed as you move her from room to room. Restrictions 3-4 weeks. Outcome desired: To avoid surgery. We did this and Dolly is walking fine. This bill was $292.20 Back in December, we noticed one of her nostrils crusted over and we went to doctor. Treatment was ordered and we proceeded to comply. Weeks went by and the nostril improved, but never totally well. In April she had her teeth cleaned and while under anesthetic vet scoped her nose. Infection was present and a culture done to identify exact bacteria and proper antibiotic to use. She was placed on a regime of antibiotics for 14 days. She has responded but we are watching to see if it returns. This bill $548.75 The teeth cleaning was not covered by insurance. Claims were sent to Healthy Paws and promptly processed. The checks followed a few days later. Everything was paid as per the policy I purchased. I am so glad I bought insurance for her. It gives me peace of mind to know I can take care of her when the need arises. Rarely do I write reviews, but I did this one because I think Healthy Paws deserve to have folks know this is an honest company that treats the insured as their policy states.
5

out of 5

POSTED: | BY: Carol Cayard

Healthy Paws Insurance is truly a life saver.

My four year old cat, Molly , threw up one evening, but otherwise she was playful and happy . It happened again during the night and then once more the next morning. I made an appointment with my vet for later that morning. About 30 minutes later I checked on her. Molly's nose and gums were pale and she was barely breathing. I rushed her to the hospital and she was close to complete cardiovascular collapse. It took two and a half days of IV fluids, IV antibiotics (her temperature went to almost 104) and an ultrasound to diagnose and treat severe colitis. The estimates for her care amounted to several thousand dollars. I was very worried about Molly, but I was not worried about the cost. I knew we were covered by Healthy Paws, so Molly was able to get the care she needed. This has a very happy ending. Molly is fine and back to swatting at the dog. Healthy Paws processed my claim quickly and I had my check within a week. I consider health insurance for my pets as important as my own. Healthy Paws is the best.
5

out of 5

POSTED: | BY: Annapoorna Ayyagari

Efficient!

Efficient and caring

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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