Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: B. Henson

You Will Not Be Disappointed!

Like you're probably doing right now, I scoured the internet looking for reviews on the various pet insurance companies out there. I settled with Healthy Paws as it seemed to have the best customer service and claim turnaround time based on reviews (both here and on Yelp). I can now truly say that having Healthy Paws is the best thing we could have ever done for our French Bulldog as well as for our peace of mind and wallet. At 10 months old, Henry has racked up close to $3,000 in vet bills, $2,000 of that being at the emergency vet for a weekend. The emergency vet trip was my first claim to Healthy Paws. After a weekend of stress, worry, and mounting credit card totals due to his delicate stomach, I contacted Healthy Paws on the following Tuesday. I submitted the invoices as well as his scanned vet records and by the next Monday, I had my reimbursement check in my hands ready for deposit. Incredible. Not too mention that the folks at Healthy Paws always send a follow-up email asking about Henry and how he is doing. Each time I have had a claim, this has been the standard of care and timeliness that I have received. Healthy Paws has paid for itself multiple times over for our little guy. I have referred Healthy Paws to my friends, family, and co-workers. I only wish they covered people too, since they are better than my insurance company!
5

out of 5

POSTED: | BY: Kiersten and

Healthy Paws pays it forward!

I have had health insurance coverage for my feline and canine pets for over a decade and have tried a number of different pet insurance companies over the years. I discovered Healthy Paws about a year ago and for the first time I have experienced how wonderful and refreshing it feels to be working with a pet insurance company that personalizes communications with it's clients and genuinely cares about the well being of their companion animals. Not only is Healthy Paws amazingly efficient in the receipt and processing of pet insurance claims but they are unique in that they cover congenital conditions that certain pure bred animals may endure during their lifetime as well as not providing a lifetime reimbursement limit of claims per pet. This in itself sets this company apart from most others. Our most recent claim involved an expensive surgical procedure to correct the congenitally stenotic nares of a Persian cat we had recently adopted in Colorado through Seattle Persian and Himalayan Rescue. This condition had not until recently caused her to exhibit symptoms of respiratory distress. It progressed rather quickly, and was causing her an increasing amount of difficulty with breathing and thus inhibited her from being able to exercise and play with our other kitties. Because of the considerable financial assistance we received from Healthy Paws, our kitty was able to receive the best specialist veterinary care, surgery, as well as extensive diagnostic testing to rule out a
5

out of 5

POSTED: | BY: Nancy Lawhorn

Best coverage, rapid reimbursement & courteous.

We have needed vet attention several times for our little rescue Min Pin. Every time, Healthy Paws has sent out a reimbursement check immediately. This last time, Ami went to the doctor on Friday, I faxed my invoice on Monday, they emailed me with the status on Tuesday and I received the check on Saturday. I greatly appreciate the fast service, especially when this visit required minor surgery and was a bit on the expensive side. I chose 90% coverage and I'm glad I did. The cost of the coverage is very reasonable and it surly gives me piece of mind. The staff shows true concern for my puppies; you can tell they love animals when you speak to them on the telephone. It makes me feel better knowing that this isn't just an insurance company, they are also helping homeless pets. After researching all of the different pet insurances, I chose Healthy Paws from the written reviews that I read on the web. They had the best reviews and I have found them to all be true. I highly recommend Healthy Paws. They will cover my doggies as long as I have doggies. That will be forever!
5

out of 5

POSTED: | BY: Lisa Fuller

So thankful for Healthy Paws

I've done a lot of research on pet insurance. I have three dogs - two Pugs and a Bernese Mountain Dog. Healthy Paws is by far the best insurance, best value and best customer service out there! I am so thankful, and love the quickness of the claim reimbursements. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Bruce Moore

The best coverage, fair price,& great service !!!

After we got our French Bulldog puppy in February, we were advised to get pet insurance since this breed is known for health issues. After hearing recommendations from our vet, I decided to do my research on the internet. I compared every well known pet insurance company and made a spread sheet of plan coverage, deductibles, monthly premiums, annual caps, etc. After my reading customer reviews and feedback, I chose Healthy Paws. I am so glad and I am very pleased with their service and ease of filing claims. You simply scan your bill and upload - DONE !!! My puppy took a leap down just two steps and my house and the very top of her tibia on her right leg broke off where the tendon/knee cap are attached and this required orthopedic surgery by a specialist at a nearby 24 hour animal hospital. He used 2 pins and wire, and she is fully recovered. The cost of this surgery was an overwhelming $4500 !! Healthy Paws paid me back quickly 90% of everything except the initial examination. What a relief and what a piece of mind for the future. They have kept in touch and asked how our little Brandi was recovering. Suffice to say, I am VERY PLEASED with their ease of claims, speed of benefits check and genuine caring. I am spreading the word to friends and co-workers ! They are great !!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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