Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Sarah Jendro

Healthy Paws Pet Ins. exceeded my expectations!!

My experience with healthy paws was Amazing! They processed my claim so promptly and emailed me right away to let me know the process was under way. They also emailed me once the claim was finished and the check was on the way, with the amount on the check that I was receiving. My Dog mordecai a 6yr old Pit bull had torn the two main ligaments in his leg/knee. His knee was actually dislocating when he tried to walk! He needed surgery quick to get him out of the great pain he was in. In a very emotional and hard time in our life's Healthy Paws pet insurance came through with flying colors! They made it very easy for us!!
5

out of 5

POSTED: | BY: Jim Regel

Excellent insurance..Wonderful company

We purchased Healthy Paws insurance for our 2 puppies about 10 months ago. Since then we have had several claims for digestive track and virus problems as well as for one of the puppies who needed x-rays for possible front leg bone growth issues. Healthy Paws reimbursed us for all of our covered costs with in a few days of claim submission. We have, with no reservations, recommended Health Paws pet insurance to friends who recently acquired puppies.
5

out of 5

POSTED: | BY: Jill Skubik

HEALTHY PAWS was the BEST Decision!

If you are considering insurance for your pet, go with Healthy Paws! We enrolled when our lab was just 3 months old. Each time I have sent in a claim, large or small, I receive a friendly email and receive a check within a few days. Recently, our 18 month old lab was diagnosed with a torn ligament in her knee (very common). She needed a VERY expensive $5,000 surgery to repair her knee. After submitting the claim, we were reimbursed for 90% of the cost and received our reimbursement check in a matter of days! If I have questions, I always get a live person on the phone who is both knowledgeable and friendly! Healthy Paws is a lifesaver...BEST DECISION we made for our fur baby!
5

out of 5

POSTED: | BY: Liana Ching

Worth the peace of mind

Earlier this month, my 5 month old puppy was vomiting up giant globs of mucus all night long, then was fine during the day. It took a few vet trips to figure out that he had swallowed a foreign object that was trapped in his stomach. We got him in for endoscopic surgery ASAP and on the road to recovery but it was extremely stressful between a sad puppy, messes of bodily fluids, days of sleep deprivation, and the possibility of invasive surgery if things didn't go well. The one stress I NEVER HAD was how I was going to afford the medical care. This enabled me to makefast decisions and get puppy the surgery he needed before any more complications arose. What would have been a ~$1500 weekend ended up costing about $250. The claims were processed quickly and covered everything as expected. The calculations of coverage are clearly spelled out and people were easily accessible on the phone when I had questions. The check came in time to pay off the credit card bill for the surgery. I have been recommending Healthy Paws to all of my friends/family, particularly those with puppies as they don't always make the best decisions. I am so glad I made the decision to protect Bowser.
5

out of 5

POSTED: | BY: Dee Dee

Healthy Paws did not let me down

My 1 year old golden doodle got a hold of a bottle of ibuprofen. Not sure how many he ate but this was a serious emergency. The pet emergency center said he was in kidney failure. After 72 hours on iv fluids, meds and hospitalization he is going to be just fine. The bill was expensive so i was eager to get the claim submitted to Healthy Paws for reimbursement. This was my first claim with Healthy Paws... And i am very impressed! I submitted the claim via app on i phone ( super easy) right there in doctors office, claim was processed very fast and I've already received the reimbursement . I could track process of claim from app which was within 48 hours! During this very stressful time the last thing i needed was to worry about my pets insurance coming through. Healthy Paws rates a 10! They even followed up with a considerate email checking on my pet.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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