Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Marciel

Healthy Paws is Awesome

We rescued a a pit bull stray and knew that we definitely wanted some type of health insurance for her. Pit bulls are known for having delicate stomachs and knee problems. We asked around and several people we knew recommended Healthy Paws. We have been so pleased with the coverage and the compassion this company has for it's clients. They even email me to check in on our Bella when they know she hasn't been well. The claim process is easy and reimbursement is quick! Bravo Healthy Paws!
5

out of 5

POSTED: | BY: Michelle Dirksen

Worth the money

I was not a great believer in pet insurance, but I am now. You never know when you are going to need it, we needed it last year when we were on vacation with our babies. Recently one of our babies had knee surgery and ran into complications after, had to spend night at the emergency clinic on a weekend, etc..in a week and a half we spent $3,000 and they paid 80% of it. No questions, no problems, we received the checks in the mail the next week. I cannot say enough good things about Healthy Paws, they are the best.
5

out of 5

POSTED: | BY: Andrew S.

Right insurance at the right time

After spending a fair amount of time reviewing the multitude of pet insurance providers I decided to go with Healthy Paws. I called up with some questions and satisfied with the responses I signed up on the phone. Excellent customer service. Not expecting to use it anytime soon I was going to change the deductible to $500. Then Cosmo was hit by a taxi and a kind neighbor rushed him to the emergency room. The vet took great care of him. Luckily the insurance coverage had kicked in before the accident. Cosmo had a broken leg and some abrasions...very lucky. The process to submit the claim was simple and fast. My only issue is the doctor exam was not covered. I can understand if it was just a routine exam but this was not. Overall I would highly recommend Healthy Paws
5

out of 5

POSTED: | BY: Stefania

Life Saver!

My Italian Greyhound, Joey, has had some bad luck with his health since we got him. I'm so thankful that a friend of mine guided me to a review website for pet insurance where I saw fantastic reviews for Healthy Paws and decided to sign Joey up. It is definitely worth the $30 a month. Not only do I get a great reimbursement for his bills, but I always received an email asking how Joey is and that the company hopes he gets better soon. Customer service is wonderful.
5

out of 5

POSTED: | BY: Darla Magee-Price

THIS is THE ONE

My Standard Poodle George suddenly became very ill. He started throwing up and in two days also developed diarrhea. I attributed the regurgitation vigorous playing to the heat of Texas summer that is coming on and started feeding him later in the day and earlier in the morning. Once the pooping issues started I knew something more was going on. After pumpkin as a home remedy did not affect either symptom I made a late night trip to the critical care unit of our local vet specialty hospital. George was admitted immediately and was put on IV fluids. Blood was drawn, urine was taken and a fecal analysis was ordered. It was the holiday weekend (of course!) so the lab results came in slowly. The possibility of an obstruction was considered since things were coming out both ends... they ordered x-rays of his chest and his belly, not much was seen so an ultrasound was ordered. Nothing was there except for lots of fluid in his stomach. (thank God he did not need surgery!) FINALLY after a few days in the hospital the fecal came back. It was Giardia!! Now we knew what to do! George was treated with the appropriate medications and after a couple more days of fluids and IV medication he was released to come home. He is still on medication to get him well (2 weeks) and is feeling much better. I can not describe the feeling I had when the staff of the hospital presented me with his estimated bill that first night. It was bad enough that he was so ill- but now the stress of a hu

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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