Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: DeeAnn

Don't Procrastinate. Heathy Paws A++

Never thought I would need to use my pet insurance. Got it because friends were sharing how expensive veterinary bills can be. Buster, my fur child, had always been health. Well, I am SO happy I didn't procrastinate in getting Healthy Paws insurance . In the last six months he's cracked a tooth, ($1,700) bitten by a tick, ($500), and got a fox-tail in his foot. ($1,100). Each time Healthy Paws was there for us. Took seconds to download the bill and hit submit. Could look on-line that it was received and being processed. In days the check arrived. They even checked to see how he was doing. Having a member of your family injured is stressful. Knowing you can get the best care available to get them healthy is priceless. Thank you Healthy Paws!P.S. Fox-tails can be seen using ultra sound or cat-scan.
5

out of 5

POSTED: | BY: Brooke C.

Best decision

This is a fabulous insurance company. They are fast, they cover everything they said they'd cover when we signed up. We have had to go to multiple vets in different states while traveling, and processing their claims has never been an issue. I am incredibly grateful that I don't have to second guess any of the tests my vet recommends due to coverage concerns.
5

out of 5

POSTED: | BY: annette

thank goodness for HEALTHY PAWS!

I've had occasion to file claims 4 times already for my two dogs and I was so happy I had insurance. Healthy Paws is very clear about what they cover from the beginning so I expected to pay for the office visits and preventative, but for all the treatment and medicines they indeed paid the 90% I'm contracted for. The turnaround time was only 5 or 6 days for a reimbursement check and they even follow up with an email inquiring how they were doing now. It feels like there are some animal lovers at the helm or I wouldn't feel this way. I wish my medical insurance were this caring. They also have a very user friendly website where you can post photos of your beloved pets.
5

out of 5

POSTED: | BY: Ron Retzak

Outstanding Service, really nice people

Our dog had a mast cell tumor on his leg that required surgical removal. We submitted several claims over the course of his treatment. All claims were processed quickly and courteously. I was amazed and am so appreciative of the amazingly fast service and genuine concern expressed from Healthy Paws. They are one of the good guys and I enthusiastically recommend them to anyone considering insuring their pets.
5

out of 5

POSTED: | BY: GC

FANTASTIC!

Not only is the insurance affordable, but Healthy Paws was quick to resolve the claim and even sent an email to check on the health of my dog. I'm going to insure my other dog now. Great customer service, responsive and speedy.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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