Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Raymond

scam masters

This company will collect your money until something happens to your pet.Then they will start asking you for all kind of papers you don't even know where to find them.And after the month or so they will refuse to pay your premium without the reasonable explanation.I hope some day someone will take them to the court for scamming people on the massive scale.
5

out of 5

POSTED: | BY: Barry and

The BEST Pet Insurance Period!

After 3 months of intensive research, I selected Healthy Paws insurance and purchased their BEST plan for my Savanna Pup. Just this year we have had 4 claims, the latest being this week with a Bladder stone the size of a QUARTER being surgically removed from my 40 pound sweet Girl. This was a Life SAVING procedure! A few years ago, my Dog Jasper needed surgery that would have cost in the thousands and at that time...I could not afford this. I lost Jasper within a week! When I found out Savanna needed this immediate surgery, I did not even have to ask the cost! All because I have Healthy Paws Insurance, I cannot believe I have not had their insurance for many years! Their claim review and turn-around time is OUTSTANDING! For me, less than 4 days on each occurrence! The Staff is so caring and excellent, they even emailed me prayers and best-wishes pre-surgery! PLEASE...if you love your Pet and wish for them to be healthy and happy and with you for years...choose Healthy Paws. I only have one request, I wish Healthy Paws would take over our National Health Care...you could call it "Healthy-People". Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Victor Chu

The best investment in my life!

I adopted a 50-pound Shepherd mix from a rescue foundation about one and a half years ago. I named him Sano because it means a "healthy boy" in Italian. When I brought my dog for the initial check-up after adoption, the vet told me that my dog would be healthy because he shouldn't have the genetic diseases in some of the known breed dogs. I was hesitated to get pet insurance because of the vet's comment but fortunately, I made the right decision to be a customer of Healthy Paws in August 2013. About 3 months ago in early March 2014, Sano was playing and running with me on a baseball field like usual. Suddenly, his back right leg was limping. He left his leg up and would not touch the ground with it for over a day. He also looked in pain. Guess what, he torn his CCL! After doing some researches, I opt for the TPLO surgery. In the Bay Area, there is really no "cost effective" orthopedic surgeon. UC Davis is very well known for its relatively lower price and good services but it could take over 2 months to be on the waiting list. Sano was in pain so I didn't want to wait. I brought him to a prestigious orthopedic surgeon for a check-up and consultation. Well, prestigious = costly! The estimated cost of the TPLO surgery with following checkups was $6000. I wondered if my pet insurance would cover all the costs. Since I have stable income, I didn't wait but scheduled the TPLO surgery in within a week. I called Healthy Paws the same day asking them if there was a list of "certif
5

out of 5

POSTED: | BY: Kevin C.

Fantastic personal service

I had almost forgotten about my insurance until my dog had a series of health problems arise. I had no idea until this past month whether Healthy Paws would live up to their reputation but after submitting 4 vet bills and getting a speedy reimbursement (once past the deductible) I can say that this is a premium insurance company. Before sending in my first bill, I called with a couple of questions. The woman I spoke to was warm and friendly, possibly moreso than any customer service I've experienced. The only thing missing is their iphone app which will make it even easier to submit vet bills online (but it's already very easy).
5

out of 5

POSTED: | BY: Roland N.

Great Insurance - Fast service

- I had my pet insurance with Healthy Paws since September.- This month, my almost 6-year old pug had a herniated disc all of the sudden. - almost 7000$ in cost for diagnostic and surgery. Without Healthy Paws, I would have been in debt. - Claims were processed within days. - The APP is amazing. - Their follow-up was also great. Highly recommended.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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