Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Renee

Great Pet Insurance!

This is the first time I have had pet insurance. I got it since I knew that I would pay anything for my pets if needed and I would rather be safe than loose a ton of money. Healthy paws allows me to pay a low fee every month ($20) to cover any accidents or injuries and they have stood by their word. I wasn't sure what to expect but after my kitten hurt her knee they refunded me exactly what I had signed up for in a very fast manner. I am very happy with their service and I will be adding future pets to this insurance and also recommending my friends.
5

out of 5

POSTED: | BY: Danielle R.

First time use and couldn't be happier!!

Our 5 month old baby French Bulldog Henry wasn't keeping any food down and losing weight rapidly. Within one week we racked up $1900 in vet bills between x-rays, blood work, ultrasound etc. To our dismay, it was only a food allergy and a double ear infection, but Healthy Paws asked no questions and within 10 business days we were cut a check for almost $1300!!! (Less our $100 deductible, 3 office visits and a RX food he was given) It gave us such a piece of mind that we would be reimbursed most of the out of pocket costs and that our baby who means the world to us will always have top notch medical care. Not only were they wonderful with the reimbursement process, I had made several phone calls during because this was my first claim and I wanted to make sure everything was received and they had all they needed. The customer service I experienced before, during and even after was the best I have ever seen. If only all companies had the same customer service as Healthy Paws, the world would be a much better place!
5

out of 5

POSTED: | BY: Tiffany Williams

Fast, Helpful, and Personal Service

We feel so lucky that we took the leap and decided to get pet insurance for our rescue beagle, Jim. Other friends had had mixed experiences, and some told us that they didn't think it was worth it. We are two pretty cautious people so we decided to take the leap, just in case something happened. When Jim came down with some mysterious bumps that required a lot of bloodwork, biopsies, cultures, etc. we were facing huge medical bills. I think it's only then that you can appreciate the value of having a pet insurance that is comprehensive, FAST, and personal. I can't begin to describe what a relief it is to have someone reviewing this series of claims within days of submitting them and having the reimbursement come so quickly. In addition, we get occasional emails asking how he's doing and it really makes me feel like they care about more than the bottom line. If anyone out there is reading this and wondering whether pet insurance is worth it: yes. And if anyone is wondering whether Healthy Paws is the right choice: yes!I would recommend this to any friend or family who asked!
5

out of 5

POSTED: | BY: Ethan Bruning

Best experience I have ever had.

Fast and friendly. They actually care about my dog. I wish my insurance company was like this. Had my money in less than a week.
5

out of 5

POSTED: | BY: Toby's Mom

Healthy Paws is the best pet insurance out there

Toby, my beloved 1 yr and 4 mo old chihuahua, ate something very bad. One morning he was straining terribly to go to the bathroom (with blood in his stool) and foaming and drooling at the mouth. I rushed him to the vet. The vet thought he may need emergency surgery, however, the ultrasound and X-rays did not show any major obstruction in his GI tract, so that was not necessary. But he was so sick he had to be hospitalized and on IV for two days. I was so nervous I would have done anything to get him better. It was never fully determined what he ate (a piece of a toy, something outside, etc.) to get him so ill. :( Less than a month after I got Toby Healthy Paws pet insurance, this happened. They were so helpful and caring in assisting me to process my first claim. Being my first claim and having to submit his entire health record, I was informed that it takes a longer for the first claim to process so I would be reimbursed within 7 to 10 days. They covered everything I was expecting to be covered and I did get reimbursed within that time frame. Healthy Paws saved me A LOT of money and was so supportive. They even contacted me to see how Toby was doing after I got reimbursed. I did my homework and by far this is the best pet insurance. You really have to read ALL the fine print when selecting a carrier. For instance, they cover tax (some others don't), and for a large bill that could be a big expense in itself. I would recommend Healthy Paws to anyone...my first experienc

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review