Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Bill Benson,

Top quality coverage and reimbursement

Our dog, Oliver, stopped eating about a month ago. A battery of tests; including x-rays, an ultrasound, and blood panels have proven inconclusive: We are reluctant to Scope his stomach in his fragile state. Our Veterinarian has prescribed a low-dose trial of Prednisone to stimulate his appetite and, hopefully,"turn off" any auto-immune response he may be having. Oliver's condition is guarded, as he still isn't eating consistently (scary, as he is an 8.5 pound dog). Healthy Paws insurance has been one bright spot in all of this. Despite the expense involved, Healthy Paws has funded much of the cost (we are on a 90% reimbursement plan after office visit fees and a $100 yearly deductible)and this coverage has saved us thousands of dollars. We feel so fortunate to have this insurance company by our side: They processed our claims within a week and even checked up on Oliver's condition via email asking us to give him a big hug from them - in this day and age, who does that??? :) I truly feel Healthy Paws could teach the big human health companies a thing or two about coverage and customer service! You may want to Google the June 2014 Los Angeles Times article comparing Pet Insurance coverage: In summary, Healthy Paws rated #1 and the review was so glowing that the reporter even disclosed that he signed his dog up for coverage. This is the best insurance my dog (and my family) have ever been involved in.
5

out of 5

POSTED: | BY: Susan McCarty

Outstanding Service

Healthy Paws is a first rate pet insurance company. They cover a broad range of illnesses and reimburse claims very promptly. Their claim submittal process is simple and can be completed on line in a few simple steps. It is such a relief to know that Healthy Paws allows my dog to get the medical care she needs.
5

out of 5

POSTED: | BY: Vilma Azoy

Amazing Company...Amazing Service!

I have my 3 dogs covered with Healthy Paws, but had never filed a claim. Last month, my Yorkie tore his ACL in his hind leg and the Vet told me he needed surgery. As soon as the surgery was completed, I filed my claim with Healthy Paws. They immediately confirmed they had received my claim and they kept me apprised of the progress. There were no problems at all, everything went smoothly and efficiently. Their staff is professional, knowledgeable and very caring. The surgery totaled over $1,300.00 and I thought it would take months before I saw any of that money back. Then, approximately ten days after I filed the claim, I received the reimbursement check! I could not believe how quickly I received the check! They even followed up with me several days later to find out how Teddy was doing. I've had my dogs insured with other companies in the past, but I've never had this kind of excellent service from any insurance company. Healthy Paws Pet Insurance is a trustworthy company and they really care about animals...it shows in the way they do business. I am beyond thrilled that my dogs are protected with them and I will never change to another company. If you are looking to insure your pets, you will not be able to find a better company than Healthy Paws..I highly recommend them.
5

out of 5

POSTED: | BY: Paul Brough

Outstanding - again

Our 5 year old lab mix just underwent her second ACL surgery in just over a year. Both times Healthy Paws were nothing but amazing. In the recent operation, we scanned and uploaded the surgery bill to the website, and received a check in about 4 days. Truly outstanding.
5

out of 5

POSTED: | BY: Steve Duncan

Healthy Paws saved our little Dogs future

I am so happy we chose Healthy Paws for our pet insurance of our little Dog Dudley. He is more than a dog to us he is part of our family. For this reason after adopting him the first thing we did was get Healthy Paws insurance. Since the start of 2014 Dudley ate something and got sick so we had to take him into our vet. I was impressed Healthy Paws processed our claim and we got a check in a week. Just recently Dudley had a problem with his Patella. It kept coming out and was very painful for the little guy. At one point it came out 4 times in a day and was taking longer to go back in. Talking with our Vet he mentioned that he could do the surgery. I really wanted a specialist and he refereed us to a Orthopedic surgeon who specializes in repairing Luxating Patella. I was a little concerned about the cost and if Healthy Paws would allow us to have a specialist do the surgery instead of our local vet. I called them up and they said we can go to the specialist and that we not need any referral. That really made me feel good to know we were in control of our dogs health care. I wish my health care insurance was a good as my dogs... It has been almost three weeks since Dudley had the surgery and he is doing well and on his way to recovery. We are so happy with Healthy Paws. I submitted the claim on Monday and had the refund check in the mail Saturday. If you are looking for Pet Insurance choose Healthy Paws you won't be disappointed. I normally don't write review

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review