Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,008

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Susan Kranzke

Best decision we ever made!!

Our dog Grace started eating grass and vomiting and then the bloody runs started. We took her to her vet and after xrays, blood tests, and various tests the vet decided she may need surgery. They could not take care of this at her vet so we were sent to an emergency hospital. She was examined and more xrays,sonagrams and blood. This doctor decided to be a bit more cautious. They decided to wait to see if she improved with medication. She was in the hospital for 2 days. She responded to meds. Thank goodness. When we picked her up we reminded the vet that we had medical insurance. They took our claim form and sent it off to Healthy Paws. Her first vet did the same. Healthy Paws processed this claim so quickly and efficiently. We recieved emails checking on Grace's progress. We are happy to say she is well and we are extremely happy with Healthy Paws. This was the best decision we have ever made in regard to our pet. We don't know what we would have decided if we did not have medical insurance for Grace. I would recommend Healthy Paws to anyone shopping for pet medical. Look no more. Healthy Paws should be your choice.
5

out of 5

POSTED: | BY: Delaine Andrzejewski

Amazing and Reliable! So Thankful!

I have always wanted a French Bulldog named Ned. This past Holiday season, my dream came true (along with a lot of vet visits!)I knew that I wanted to insure my new pup in order to keep him healthy and (hopefully) keep the vet bills down as much as possible. I did a lot of research and came across one of the highest ranking pet insurance companies out there. Healthy Paws. Since this was my first pet insurance purchase, I wasn't sure what teaming up with healthy paws would be like. I felt as if I was really taking a chance, especially relying on the articles I've read and the reviews other people have put out there. But I have to say, since the moment I started with healthy paws, I have been nothing but amazed at how they have handled every claim I have submitted. My little pup has suffered from severe allergies (that he is currently medicated for) and was recently hospitalized for 4 days with aspiration pneumonia. His shallow breath and lethargy was worrisome enough without having to stress about the thousands of dollars in vet bills. Luckily, thanks to Healthy Paws, I didn't need to worry. They have truly stuck to their word and have been Ned and I's saving grace. If you are in the market for pet insurance, I truly believe this is the best one out there. You'll thank yourself later!
5

out of 5

POSTED: | BY: Amy

Great service, quick response!

Claims are processed so quickly and with no arguement. It makes the stressful process of having a sick pet a little easier.
5

out of 5

POSTED: | BY: Robert

Saving money with Healthy Paws.

My two Chocolate labs (Lily & Sofie)have been with Healthy Paws since 2012 and in that time, I've saved thousands of dollars in vet bills. I'm completely satisfied with Healthy Paws and their Efficient claims processing system. I have tried various other dog medical insurance companies and have been very disappointed with service and cost. Healthy Paws is unique and professional and they care.
5

out of 5

POSTED: | BY: Loredana RI

Great service

I have three cats insured with Healthy Paws, two of them are 4.5 and one is 2.5 years old. I've had doubts about getting pet insurance at all at first, especially since I have a cat with a preexisting condition - epilepsy and I thought insurance wouldn't help much in his case. However, it did help when he had a mystery episode of hepatitis this March, unrelated to his other illnesses. This review, however, regards one of my other cats, quite young and perfectly healthy, who just had a very scary fall (inside our home), so bad that he ruptured his bladder and needed major surgery. Fortunately, he's recovering well. In both cases, Healthy Paws handled our insurance claims very quickly and did not hesitate to cover the quite significant bills, as per the policy. It does feel better after going through a scary episode like that and a huge bill (for surgery and hospitalization) to get most of your bill covered by insurance and the check just two-three days after the claim is processed. All in all, I'm very happy with my choice in Healthy Paws. So far, customer service has been great, claims are being processed quickly and fairly.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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