Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,024

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Suely Vera

One of the best decisions I made was…

One of the best decisions I made was purchasing Healthy Paws health insurance for my dogs. Healthy Paws gives me the peace of mind that I know I am covered for most of the cost when something happens to my dogs.
5

out of 5

VETERINARIAN: Animal Health & Wellness

POSTED: | BY: suely vera

Glad i have HP

One of the best decisions I made was purchasing Healthy Paws health insurance for my dogs. Healthy Paws gives me the peace of mind that I know I am covered for most of the cost when something happens to my dogs.
5

out of 5

VETERINARIAN: Oakhurst Veterinary

POSTED: | BY: Katherine Muller

Mrs.

I signed up with Healthy Paws when my pup was 14 weeks old and it’s the best decision that was made. Healthy Paws has processed every claim made promptly and I never had a problem in 7 years! They also send a note hoping your pet is feeling better. I recommend Healthy Paws to family and friends, and I have peace of mind to have my dog covered for any emergency or sickness that may happen.
5

out of 5

POSTED: | BY: Skylar White

We have been using Healthy Paws since…

We have been using Healthy Paws since 2018, and I am so glad we chose this for our pet! As our cat is getting older he is needing more specialized care and increasingly more expensive. Because we have pet insurance I feel more comfortable doing expensive surgeries (our bill went from $5,000 to $2000!) to actually get the care Alfie deserves! Without Healthy Paws we would definitely have to make more considerations about treatment for Alfie. We have been able to do multiple rounds of ultrasounds and biopsies to get to the root cause of what is a typical cancer in cats as they age. If we didn't have insurance, we might not have been able to do these specialized treatments and had to stick to a broader less effective medication. It's already emotionally tolling to see him get older, so it's nice to have some of the financial burden lifted and do what's best for him.
5

out of 5

POSTED: | BY: Kendall Perez

Highly recommend Healthy Paws!

Healthy Paws has given me such peace of mind when it comes to my dog's health. We set up the insurance for her when we first brought her home at 8 weeks old and it has not only saved us money, but gives me peace of mind when she is sick or needs to go to the vet. I now take her in no matter what knowing that if she needs anything done, that Healthy Paws is there to help cover some of the costs. Recently, my sweet pup had to have surgery and they even followed up a couple days after I submitted the claim to check on how her recovery is going. So thoughtful of them! Highly recommend Healthy Paws if you are looking for pet insurance.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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