Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Aimee Dankmeyer

Claim processing with compassion and care!

I have been a customer of Healthy Paws for 3 or 4 years. I have both my labs covered, and unfortunately I have had two substantial claims. Most recently with a major life threatening condition that required a costly emergency surgery. Healthy Paws is there when you need them. The claims processing is easy and straight forward. You can estimate exactly what you will be responsible for and what Healthy Paws will cover. But that is not the best part of Healthy Paws. It is the employee's constant caring and compassion for you and your pet that comes through in every interaction with them. They are quick to communicate with you where your claim is every step of the way, and a check arrives in 7 to 10 days (initial claims take longer due to complete record review). Even after your check arrives, they continue to communicate with you to see how your beloved pet is doing. I could go on and on about the great care and service our family has received from Healthy Paws. However, I think my tendency to tell everyone I know about them says it all. If you are looking for an insurance company to be there when you need them, and to make difficult times easier look no further than Healthy Paws. One Very Satisfied Customer, Aimee, Ryder, and Bentley Dankmeyer
5

out of 5

POSTED: | BY: Deena Nicole

Fabulous Service

I am extremely satisfied with my dog's Healthy Paw's policy. When my dog required an ER visit and Emergency Surgery, HP covered the agreed to 90% of costs within a week of filing my claim. They even followed up to check on my pet's recovery. It was a stressful time for our family and our dog, but knowing that our finances weren't going to be a problem helped us focus on what was most important.
5

out of 5

POSTED: | BY: David Leroi

Easy, affordable and comprehensive coverage

I have been a Healthy Paws customer for one year and have been very pleased with their rates and service. My monthly premium is affordable and the coverage is comprehensive. I have made multiple claims which have all been processed and reimbursed quickly. I did not have pet insurance for my previous dog and ended up paying over $10K for major surgery and hospital recovery. I never want to face that financial dilemma again and now have the peace of mind and financial support to help cover my veterinary costs. Thank you!
5

out of 5

POSTED: | BY: Kristina Martinez

Trusted partner and timely response

I feel so lucky to have Healthy Paws on my side. When our dog needed emergency back surgery, I didn't blink an eye when the doctor mentioned the MRI and surgery costs. I knew my dog's health was worth the expense, and I knew I had comprehensive coverage to help offset my out-of-pocket costs. Healthy Paws quickly responded to the claim and reimbursed me accordingly. Healthy Paws was also there to check-in on Josie and make sure things were going to plan. I feel like I have real friends in Healthy Paws. Overall, quality product, quality service. I can't recommend them enough.
5

out of 5

POSTED: | BY: .Laurel Holland

HealthyPaws Saved The Day

I have had pets for over 50 years and never had pet insurance before, I was always suspicious that some fine print would mean you were never really insured at all. I did my research with my last adoption and got HealthyPaws. Then that dreaded day came when you find yourself facing emergency surgery for something your dog ate… I can't describe the relief of having this insurance. I faxed the invoice and medical records and by the following day they had processed his claim. Real people who you can reach, who care about you and your pet (and the financial hit you just took from the Emergency Room). Danny Boy is all better, and not having that sick lump in your throat when faced with a surgery bill is priceless. Healthypaws makes you a better pet owner because you KNOW they will have the help they need no matter what other bills are screaming for your pay check. Super easy to make a claim, sweet claim agents, 20 Paws Up!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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