Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ann DeChiaro-Pfisterer

Healthy Paws - Good Decision

Happy to report that Button, our rescue Yorkshire terrier, is on the mend and feeling his old perky self! Button had eaten a non-skid rug and within two weeks of this incident, he was in the animal hospital twice for vomiting, lethargy and diarreha. We were worried sick. According to the Vet at the animal hospital, the little guy seems to have a very sensitive tummy and can be allergic to any kind of food that flies -- so he banned from turkey, duck and chicken. We were very worried dog parents while he was recovering in the animal hospital--he was a very sick little guy. He is now on a very strict limited ingredient diet. I am so thankful to have the peace of mind of having Healthy Paws pet insurance. In my mind, I never wanted to make a decision for a sick dog (especially one with a lot of living ahead of him) based upon high veterinary costs and care. I have the 90% reimbursement (after a $500 yearly deductible) and the insurance does not cover Vet exams (small cost in my book). The Vet bill was over $1700 for once overnight stay with x-rays. In Button's care, having this insurance this was comforting when I was presented with a vet bill that could put a family into debt. Your reimbursement of the claim was prompt, and customer care is great. I have been talking to a lot of pet parents, and it seems that I made a good decision with Healthy Paws as health care insurance for my Button! This coverage will suit Button just fine for what I hope is a healthy long life ahead. Thank you again! Ann, Mark and Button
5

out of 5

POSTED: | BY: T Cromer

Great Service

Trey, our Boston Terrier developed a growth on his back and several smaller ones on his hind leg. Trey underwent successful surgery to remove the growths. I submitted my claim on Thursday. Healthy Paws processed the claim the same day and I had a check for 90% of the vet bill the following Monday. I have submitted several smaller claims and they are always processed in less than a week. Fantastic service from Healthy Paws.
1

out of 5

POSTED: | BY: Brian D

Not much covered...

I had a dog that went in for a check up... Simply put they tried their very best to dump everything as preexisting conditions. Even though the conditions he had at the time of the visit displayed completely different sypmtoms. My dog had been brought in before with a swollen leg and Xrays were done. This time they did Xrays again, but he didn't have swollen legs, just a fever and lack of appetite. He was hospitalized and the total bill came out to be about $1,800. They were planning to send me a check for about $300. I asked for a detailed explanation of benefits as they were very vague about why they wouldn't cover certain items. The other reviewers on here maybe be hired or falsified. They only part of their story that is true is that they are quick with processing once they get the information they need. If this case works out and they decide to reimburse me for the correct amount, I will rewrite this review. As of now they are definitely not recommended.
5

out of 5

POSTED: | BY: Stella

Healthy Paws is the best decision!

I adopted an 8 week old Boston Terrier in February 2014. I have had numerous friends and family experience health scares and accidents with their pets. I did not want to be in a situation where I have to break the bank in order to save my Stella if something were to happen to her. I decided to get some pet insurance for her right away. I researched all the companies out there and Healthy Paws had the most favorable rating. I wanted a company that would be easy to deal with if I needed to file a claim. I also wanted one that was afforable. I chose Paws because they have a very high customer satisfaction rating. This past month Stella was having some respiratory issues in the middle of the night. I took her to the emergency vet first thing in the morning because our vet was closed on Mondays. It made me feel good to know that si had insurance for Stella and that I did not have to stress myself out regarding how I was going to pay for her medical bills. Stella's bills were close to $1,000 for everything. I submitted my claim a couple of days later. I was contacted by Healthy Paws via e-mail when they received my claim. They emailed me the following week to let me know that my reimbursement check was in the mail. I also received two e-mails from Healthy Paws just to ask how Stella was doing. I wish my doctor would be that thorough! I have nothing but good things to say about Healthy Paws! If you own a pet, the best thing you can do is get them insured.
5

out of 5

POSTED: | BY: Nancy Brun

Great Coverage. Quick Service. Caring People

When I got my wonderful rescued Black Lab, Jack, three years ago, I decided to get health coverage so that I would never have to say 'no' for needed health care. I didn't expect to have to use it but when Jack ate a bag of trail mix with a ton of raisins and had to have his kidneys flushed. Most recently he had to have a rectal polyp removed. Healthy Paws was wonderful. So easy and quick to file a claim. Very good communication. And a quick payment. I highly recommend Healthy Paws to all my friends who love their animals.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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