Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Doug

always prompt and show they really care

Healthy paws has always been very quick and helpful on each claim that was submitted. They always provide a full explanation of benefits and are always there to answer any questions. They really take all the stress out of what can at times be a very stressful situation and allow you to focus on what you need to. They even go beyond with follow ups asking how your pet is doing after care and making sure everyone is well. Very happy I chose this company.
5

out of 5

POSTED: | BY: Denise Alexander

Healthy Paws Pet Insurance Exceeds my Expectations

I have had Healthy Paws Pet Insurance for my cats for 2 years. I bought if after spending 2500.00 in 1 week treating an acute illness in my beloved cat, Nickie. We lost her as we were driving in the car to take her for a CT scan to find out why she stopped eating. She passed away in the car as we were driving 150 miles to get the scan.The next week we adopted Lexi from the animal shelter and decided to buy health insurance for Lexi and our other cat, Abby (who was age 12 at that time). We have had several claims for Abby and the service has been wonderful. Claims are processed in 24-48 hours and the coverage has been just as described on their website. Abby had an ultrasound last week and the claim was processed in 24 hours. She had some medication that I bought from a online provider and that claim was processed just as fast. I will keep my current pets insured with Healthy Paws Pet Insurance for their entire lives, and plan to insure any future pets with Healthy Paws Pet Insurance. I feel confident that my pets will receive the care they need without my concern for how the bills will get paid. I only wish I had such good health insurance for me!
5

out of 5

POSTED: | BY: Keelie K.

They are lifesavers!

I have had Healthy Paws for my English Bulldog for approximately 3 years now and could not be happier! It is super easy to file a claim via email and they process claims lightening fast.. sometimes the same day! My poor baby has had a rough couple of years between knee surgeries and recurring pneumonia and they are the only reason my husband and I have been able to see to it that our baby is getting the care he needs! Chunk and I thank you, Healthy Paws!
5

out of 5

POSTED: | BY: T. Adu

Healthy Paws is Amazing!

At seven months, my puppy has had several hospital visits already. Recently, she suffered a serious case of diarrhea and her doctor wanted to run a series of tests and x-rays to determine the cause. The bill was well over $1,500.00. I was completely overwhelmed, but it was a relief to have such great insurance that covered ninety percent of the cost. I am secure knowing that I do not need to avoid taking my pet to the hospital in fear of a large medical expense. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: CSantini

Better Coverage and Service than you would expect!

I recently used our Healthy Paws insurance to pay for emergency vet care as my cat was having difficulty breathing over Labor Day weekend. The bill was for over $3,500 and HP honored their coverage without any problems, delay or argument. Claims are easy to submit and they send a straightforward claim explanation with each one. If only health insurance coverage for people could be so great..I could not say enough good things about HPaws. Excellent customer service as well.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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