Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie

Best customer service

My cat Cheerio had his spleen removed two years ago. He became more prone to sickness without his spleen. Healthy Paws insurance paid for his care as promised in the policy without any hassle. They also sent emails to ask how Cheerio was doing. Last year I submitted a claim with few invoices on them. They noticed I did not cash one of the checks so they sent me an email asking if I received it or not, and whether they should issue me a new check. I would highly recommend Heathy Paws to any pet owners.
5

out of 5

POSTED: | BY: Richard Hoffman

Quick, Fair & Easy

My dog broke a tooth and it had to be extracted. The Healthy Paws insurance company processed our emailed claim within a week and immediately mailed us an appropriate benefit check.
5

out of 5

POSTED: | BY: Sam

Healthy Paws saved our German Shepherd

We are SO glad we have this incredible insurance for our German Shepherd. His medical bills have been insanely expensive and we would have never been able to afford his exams and medication without Healthy Paws!
5

out of 5

POSTED: | BY: Nancy Goldberg

A truly outstanding pet insurance company

Several years ago, I adopted a 6 mos old terrier mix. He decided he really enjoyed chewing my furniture, beds, cabinets, tables, chairs, etc. At that point I started investigating pet insurance as I was afraid he would need surgery for eating wood. Luckily, that never happened and luckily I chose Healthy Paws as the best possible insurance after a very thorough investigation of all other options. My little boy, Ollie, just had surgery for a patella luxation (dislocated knee cap). This has been a very stressful ordeal as he can't run, jump, take walks for 8 weeks. He's on meds to calm his energy level and just wants to be a dog again. With all of this stress, Healthy Paws has been more than outstanding. His surgery was approved for reimbursement immediately. It was also recommended that he get physical therapy. Healthy Paws approved that too! I only wish that Healthy Paws would insure me! They are absolutely the best in coverage, so easy to work with and claims are approved and paid within days. I have told all of my friends about them. Last year I adopted a little girl who is now approx 4. She also has Healthy Paws.
5

out of 5

POSTED: | BY: Kym Maust

Healthy Paws to the Rescue!

Wow, where to begin. I adopted a Shepherd mix from SPOT Rescue. Josey was just a year old and was such a crazy active dog. I started to think about an insurance policy for her. Of all the dogs I've ever lived with over the last 50 years I just knew she was going to be the one to cost me money. I started talking to my fellow dog lovers about insurance. Everyone who had pet insurance said how crappy the companies were. No one was happy with their companies, everyone talked about claims being denied, reimbursements took forever to receive, etc. Everyone said it wasn't worth it. I did my research and decided Healthy Paws was by far and away the best on the market. I went with the 90% coverage, $500 deductible. Josey's monthly policy runs me just a little over $30. I can't stress enough how fortunate I was to choose Healthy Paws. Josey blew out her left knee chasing a rabbit not even five days after the required 15 day waiting period. She required a TPLO surgery, which is not cheap. I just knew they'd deny my claim, find some sort of reason not to cover it. Not only did they cover the cost of 90% of the surgery, they cut and sent me a reimbursement check in ten day's time. Here we are less than two years later and Josey blew out her other knee. She just had another TPLO surgery this last Thursday. I emailed the invoice to Healthy Paws Monday of this week. Today is only Wednesday and I just received an email from Healthy Paws. They told me my claim has been processed, and the check for 90% of the cost of surgery will be sent out shortly. Healthy Paws is an AMAZING company. They have GREAT customer service, offer many different options as far as monthly plans, and they make submitting plans effortless. They are as good as it gets!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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