Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
1

out of 5

POSTED: | BY: Wade Littrell

Check out the Better Business Bureau reviews before making a decision. Quite different.

healthy paws will price you out of the market as your pet gets older. They will take your premiums when the likelihood of needing to file a claim is less and when your dog ages they will raise premiums astronomically until most people have to drop it. It's really strange how healthypaws has all these great reviews on this site but on the Better Business Bureau site they are a 2.75/5 with a lot of one star reviews!
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2

out of 5

POSTED: | BY: Kristen Koehn

Warning to customers..

Warning to customers.. do not submit cremation/end of life receipt until you have a chance to submit all other receipts. They will cancel your policy immediately and you will not have access to your account. Thankfully, I had pet insurance for Zeppelin. He was diagnosed with osteosarcoma at 5 yrs old. This led to several surgeries and chemo. I was happy with Healthy Paws until they canceled my account before I had a chance to submit all of my receipts. After Zeppelin's last surgery, which was front leg amputation, he lost the use of his back leg. This led to him only having the use in 2 legs. There was nothing left to do, I had to say goodbye to the love of my life. I had a mobile vet come to my house to send him to Heaven peacefully. Within a very short amount of time (same day) that I submitted the receipt for his cremation, they immediately canceled my account. I couldn't access it to see what claims had been submitted. I was satisfied with them until they did this at the end. I wanted to leave my review so that others will know what to expect.
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5

out of 5

POSTED: | BY: Alecia Erwin

Peace of Mind

We had a scary emergency with our 2 year old Pug a few weeks ago. Thanks to our Healthy Paws insurance - we were able to focus on providing the the best care possible to ensure our pups good health instead of stressing out about the costs associated with it all. We submitted a fairly hefty claim after our appointment and received re-imbursement within a week!
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5

out of 5

POSTED: | BY: Michael

Excellent coverage

Excellent coverage. Submitting a claim was easy and they got us a check fast. I'm happy to have them and will continue to use them as our insurance for our animals.
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5

out of 5

POSTED: | BY: Michael Scola

Amazing!

Excellent coverage. Submitting a claim was easy and they got us a check fast. I'm happy to have them and will continue to use them as our insurance for our animals.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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