Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Kate Belding

Excellent Service!

I am so thankful to have had Healthy Paws pet insurance for our young Golden Retriever, who at 11 months was diagnosed with elbow dysplasia and required surgery. Healthy Paws paid our claim for the elbow surgery without any problems. I do not know how we would have been able to afford the over $6000 surgery without Healthy Paws insurance. Not only did they cover this condition (which most companies will not, because some consider it a genetic condition), but they make the claims process incredibly easy. I simply upload a JPEG of the invoice, and they send a reimbursement check. I have recommended Healthy Paws to everyone I know with a pet! Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Altamirano Family

We needed the best and found the best!

Bear was diagnosed with pancreatitis and extreme intestinal inflammation. Needless to say we were extremely concerned. He had to be hospitalized for 4 days and during that time the vet performed treatments to flush his stomach, intestines and colon. His very serious condition was treated and all went well. Bear is back to his bouncy happy self! Again Healthy Paws helped to ease our hearts and bring peace of mind during a traumatic and stressful experience. Healthy Paws reimbursed us within one week and covered 90% of the cost as per our package. More than the prompt processing of our claim is the heartwarming words we receive from Healthy Paws. A representative emailed to inquire about Bear's well being and wished him a speedy recovery. Healthy Paws have proved they care about our babies. They even wish our Boone and Bear birthday wishes! With Healthy Paws we found the best! From our hearts to yours! With warm regards, The Altamirano Family
5

out of 5

POSTED: | BY: Lory Luna

McKenzie

Our 10 year old otherwise healthy and happy shih Tzu had a seizure and began acting very lethargic. Our primary vet referred us to a specialist that was able to diagnose her problem and get her on an appropriate treatment plan. Healthy Paws Insurance gave us assurance as we made decisions for our sweet little shih Tzu. Today, McKenzie is getting more active and has been seizure free, we are very happy to have made the switch from another insurance carrier. Healthy Paws processed our claims in timely and accurate manner. Further, the team reached out via email to check on her after a few weeks. Customer service at its finest. Thanks team for your help during this scary time!
5

out of 5

POSTED: | BY: Christina Nichols

Healthy Paws saved our furbaby Khan

11/17/14 was terrifying. Khan, our 3 year old BT, started vomiting around 8 pm and continued throughout the night- over 30 times. We took him to the vet the next morning, where he was in borderline shock. Over the course of his 3 day stay, he was diagnosed with severe pancreatitis, which was caused by a blockage in his stomach and intestines, which turned out to be carpet. We had 2 options: Emergency surgery, or putting our baby down. Thanks to Healthy Paws and their fantastic coverage (90%), we were able to opt for surgery. The total bill was $3973. We had made a prior claim, so our paperwork was processed and reimbursement of about $3500 was approved and mailed in less than 24 hours. On top of their fantastic customer service, they also emailed me today to see how he was doing. It's a wonderful feeling to know your dog is in good hands, and we will never insure Khan with anyone but Healthy Paws.
5

out of 5

POSTED: | BY: Jolene Lukanen

Wonderful Company!

I am so thankful that I purchased Healthy Paws Insurance! I have had 3 Golden Retrievers in my life and learned the hard way with my last Golden the importance of carrying pet insurance on our loved ones when she became ill from consuming the chicken jerky treats that were produced in China. Sadly, we lost her a year ago. We purchased a puppy in July of this year and I selected Healthy Paws after reading the reviews. To be honest I was skeptical but I have been so pleased with the company. My new puppy has had on-going Urinary Tract Infections and in the process of diagnosing her problems the vet bills started to climb! I can't tell you how many times I have said to friends and family that I am so thankful that I purchased pet insurance with this company. They are efficient in processing claims, are personable and professional. I can truly say they have got to be the best insurance out there!!! Thank you for everything you have done for Lacey and our family!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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