Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,033

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Esther Plotkin

This is an excellent company to deal with

I am so impressed with your service and caring. I never imagined being able to get claims processed and completed in a few hours without questions. They sent me a beautiful email checking how my puppy was and telling me to give her hugs for them. I have just been extremely impressed with the whole process from beginning to end.
5

out of 5

POSTED: | BY: Alyssa

Excelent service

Healthy Paws has been a godsend to my french bulldog Lola and I. Twice last month she had to have emergency vet visits. The first was after she was stung by yellow jackets and had respiratory distress and the second is when she had to stay in the hospital to be treated for hemorrhagic Gastrointeritis, which is a deadly phenomenon unless caught early. I had enough stress on my plate worring about my furbabies well being, it was nice not to have to stress about the medical costs as well. They do not cover the initial emergency vet visit fee, but every thing after that imcluding all diagnostic and medications, as well as over night stay, was covered. I have the $250 co pay and 80% and my monthly fee isn't bad at all. Completely affordable. I would recommend this service to everyone with a beloved pet. They are very prompt with payment as well. From claim to check was 11 days, 9 business days. On top of that I recently found out they were helping out with a french bulldog rescue and donated a good sum to them. I think that is amazing that they are giving back.
5

out of 5

POSTED: | BY: Karen Roth

What a relief to have pet insurance

The people at Pet Smart noticed that when my dog urinated that he had blood in his stool. A trip to the vet showed no urinary tract infection, so the next step was X-rays. That showed bladder stones. He had to have surgery to remove the stones. when all was said and done, the bill was $1100. I was reimbursed 90% for all the procedures and was able to pay off the credit card. Reimbursement was fast and the process was easy.
5

out of 5

POSTED: | BY: Tami

AMAZING Pet Insurance!!!!

Since my husband and I had just recently gone down to one income we were hesitant to spend the extra money on pet insurance (plus, we have never had it in the past with other pets), but in the end decided to get coverage for our puppy "Pinot". Based upon our careful research and online reviews, we went with Healthy Paws Pet Insurance. Despite good reviews, you always wonder if you will have the same experience as others (especially when the reviews sound to good to be true). Unfortunately, for our poor little Pinot, we had to use our insurance within just a couple of months of getting it and Fortunately we were covered under Healthy Paws. All of Pinot's claims were processed within only a couple of days of being submitted online, all were approved and in less than a week, our reimbursement check was being processed. Throughout the process all of our questions were answered quickly, the online claim submission process was simple and the staff were so sweet, even checking in on our Pinot's healing progress following her surgery. Thankfully, we had selected the highest coverage plan and the lowest deductable because it ended up saving us $1500 (this is for one incident in the ER). It was incredible having the peace of mind that we weren't going to have a huge financial burden in the midst of having to deal with the fear we could lose our sweet 5 month old puppy if she didn't pull through her major surgery. We were blessed that our little Pinot made it through her surgery perfectly and is alive and well and on top of that our small investment each month in pet insurance ended up covering the bulk of our expenses. A Happy Ending to a potentially Sad Story.
5

out of 5

POSTED: | BY: Stu Kessler

Healthy Paws is the greatest

I adopted my 12 year old miniature schnauzer when he was 9.He has been hospitalized 5 times and under gone surgery on his spine. Healthy Paws has always been very prompt on reimbursing me for my dogs medical expenses. I cannot say enough good things about them

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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