Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Mike

Shockingly Simple

Had to take the dog in after he was acting strange (a 1yr old lab mix should no be sleeping all day). Two days in the hospital later he was on his way to recovery, though they never did determine the cause of the high fever. Healthy Paws processed our first claim in a couple days and we should be seeing our reimbursement check soon.
5

out of 5

POSTED: | BY: L. S.

Best. Pet. Insurance. Ever!

I did my research prior to signing up with Healthy Paws; they had the best types of coverage by far. I've learned early on that they live up to my very high expectations. My Frenchie puppy, Hugo, woke up very sick one morning-after a day in the hospital with many xrays and lab tests, and 3 weeks of recovery, I finally have my little clown dog back in great health. Healthy Paws was one of the only bright spots during this entire experience. They processed my claim quickly and efficiently. They even sent me an email checking in to see how Hugo was doing! Who does that anymore? I can't recommend Healthy Paws highly enough!
5

out of 5

POSTED: | BY: Yili

Definitely the best pet insurance

My 1-year-old husky puppy was diagnosed inherited cataracts a month ago, he lost almost all his vision just in 3 weeks. The doctor told me that he needed a surgery asap. It was a big surgery, and very expensive. I actually know some of the dog owners who didn't buy pet insurance decided to not to do the surgery because they couldn't afford it, and their dogs had to suffer from the blindness. I filed several claims related to the surgery which included pre-exmination fee, and post-medication fee. The bills were big, but healthy paws processed all those claims in 1-3 days, and I received the reimbursement checks less than a week after the surgery.Not every pet insurance covers cataract surgery as well as inherited diseases, but healthy paw does, and I can't say enough how grateful I am about their fast costumer service. They truly care about their customers and their furry little ones. After the surgery Healthy paws also sent me a warm email asking how my dog is recovering from the surgery. What my dog and I went through was certainly not easy for us, but healthy paws tried their best to support us, and I really appreciate it. Now My dog got his visions back, and I'm the happiest dog mom in the world.
5

out of 5

POSTED: | BY: Mary Bauer

Awesome Company

I am extremely happy with Healthy Paws. Not only did they process my claim quickly, they ever followed up to see how my cat, Diego was doing. He had to go back to the vet due to a urinary tract infection and the second claim is being processed after submitting it only yesterday. Great customer service and follow-up!!
5

out of 5

POSTED: | BY: Jill Skubik

LOVE LOVE HEALTHY PAWS!!

I can't say enough about Healthy Paws! They are absolutely a pleasure every time I have put in a claim. Last week, our two year old lab was at the vet for an emergency situation where they suspected an abdominal blockage based on her symptoms. Thank goodness after many tests including x-rays, blood work and ultrasound, they determined that she did not have an obstruction that would require surgery! Without Healthy Paws, I would not have been able to get Charli the care and prescription medication she needed when she was sick. Not only did Healthy Paws check on Charli after she was home, they have already reimbursed me for 90% of the cost. Yes, that's right...I already received my check in the mail, less than a week later! Thank you Healthy Paws! I have referred many friends and they are all happy too!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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