Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Dale Roberts

Wonderful company

I am so glad that I switched from my previous pet insurance to Healthy Paws. There are no complicated schedules or caps; they simply pay at the level of coverage you have selected. The deductible is annual, not per illness, surgery or accident and claims are processed incredibly fast.
5

out of 5

POSTED: | BY: Amy

Amazing Service

Justice required major emergency abdominal surgery. This was the first time I've had to use the insurance so I was a little worried about the turn around for reimbursement. I was also nervous about whether the insurance would really cover all of The costs. I was pleasantly surprised. Not only was my claim processed within a week, Healthy Paws covered every bit that they said they would. This allowed me to focus on Justice's recovery rather than the insurance claim. I am so thankful for Healthy Paws. Thanks to them I can alwaysake sure that Justice gets the beat medical care no matter what the cost.
5

out of 5

POSTED: | BY: Judy Robinson

This is the best pet insurance company

I've had Healthy Paws pet insurance for both of my dogs for about 4 years now and have had to make a few relative small claims. They respond quickly and make payments promptly, and if I have a question the people I speak with on the phone are knowledgeable and kind. Recently one of my dogs had a serious problem that caused her to be hospitalized for 4 days. Healthy Paws processed her claim in two days and I had the reimbursement check within five. A week later I received a thoughtful email asking how my pet was doing. I don't think an insurance company can get any better than that!
5

out of 5

POSTED: | BY: RICHARD GRUEN

Healthy Paws saved my dog

Our dog was very sick and needed some pretty intense and very expensive treatment to save his life. This was our first claim experience with any type of pet insurance so we were a little apprehensive to go ahead and approve the treatment. We love our Baster dearly, but there was no way we could afford the entire bill on our own. We went ahead with the treatment and not only did Healthy Paws pay exactly as promised, they did it amazingly quickly and without hassle of any kind. they were helpful throughout the very easy process and showed real concern for Baxter's well being.I would not hesitate to recommend Healthy Paws to any pet owner.
5

out of 5

POSTED: | BY: monisha

Simply the best!!!!

Probably one of the best decision ever in my life to get Healthy paw insurance for my Dog.My baby was diagnosed with cataract in one eye and was recommended eye surgery immediately.The cost of the surgery was exorbitant....somewhere around $3500. Luckily for me I had healthy paw insurance but still was not sure whether they will cover it because I heard so many stories of insurance denying payment by giving some lame reason but Healthy paw processed my claims very fast and smoothly as soon as they received the paperwork.They reimbursed me 90% of the cost.I cant praise enough about how courteous the staff is.They even checked on him after the surgery to see how he is doing.I highly recommend this company.My baby is very happy and finally running, chasing squirrels and ball without bumping into things.Thanks you so much helathy paw!!!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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