Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,243

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Susannah O'Donnell

Great Experience

I am very happy with my first experience filing a claim with Healthy Paws. The staff was very courteous and helpful in getting all of the medical information needed to complete my claim. The claims process was very quick and only took a few days to complete, start to finish. I also appreciated that everything that was/wasn't covered was clearly explained in writing and there were no surprises. The coverage was exactly as described upon signing up. The best part was knowing that I didn't have to worry as much about affording an unexpected surgery for my kitty! Thank you!
5

out of 5

POSTED: | BY: Josephine Wong

Great service and quick reimbursement

My 7 years old Jack russell terrier had mass removal. It cause almost $600. Once my vet's office faxed over the invoice to Healthy Paws Insurance the next day I got response stated the claim was processing; and the following day said the check is ready to mail. All processing and received the reimbursement check with in a week. What an awesome company that I can depend on. I am so happy with their service; and would recommend Healthy Paws to all my friends who has pets.
5

out of 5

POSTED: | BY: Dana H

Excellent

Excellent customer service! Excellent response to claims! Excellent reimbursement! They have been wonderful to work with on every step of the process!
5

out of 5

POSTED: | BY: Michelle McCarthy

Healthy Paws cares about our pets!

My 3 year old Lab recently was hospitalized for a foreign body, requiring a 5 day stay in the hospital. When I picked him up I used the Mobile App to submit the claim. The claim was processed and a check was in the mail before I arrived at my home 1 hour later. A few days later I received an email from Customer Care checking on Enzo. I can not say enough about the high quality of this product. From Excellent reimbursement to first rate customer care, I refer all my friends and clients to Healthy Paws for their pets.
5

out of 5

POSTED: | BY: Courtney Searls-Ridge

Excellent service! Better than expected.

Our dog was very sick and had to spend the night at the emergency clinic for treatment. We were never able to find out whether it was a toxin or a rogue virus. The vet bill was high, but Healthy Paws came through for us with 80% of the cost within a week of filing our claim. Also, I love being able to submit claims on-line. the process was flawless.
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Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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