Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Jenny

Couldn't be better

My Australian Cattle Dog has been insured by Healthy Paws since a baby. Unfortunately, we have learned the value of a good pet insurance company first hand and several times. Healthy Paws is superlative. Not only are the claims easy (just fax in the invoices), but they review all claims immediately and usually detail the reimbursement within a day. The checks are often in the mail within 2 days. And…they follow up, treat us like family, are tops in customer service, friendly, and they cover so much. I wish my insurance were so good, to say the least.
5

out of 5

POSTED: | BY: Corrie Ordway

Excellent, Fair, Great Customer Service

We've never had pet insurance before, but we've had such a great experience with Healthy Paws it's hard to imagine ever going with anyone else. Our cat ended up at the emergency vet when he was only a year old with a blocked urethra. It was an expensive experience that motivated us to get pet insurance. Though the blocked urethra issue isn't covered since it's a preexisting condition now, our cat is only 2 years old and we've already had the support of Healthy Paws through two more emergencies since this kitty likes to eat things that aren't food and then those things get stuck is his intestines! He's had two surgeries, both of which would have been totally impossible for us financially without Healthy Paws. They've also really understanding and supportive on the phone with customer service. The second surgery I was in the vet's office deciding if we could go through with another surgery when I called Healthy Paws and they assured us the operation would be covered by our insurance within 30 minutes of my first phone call to them. I highly recommend Health Paws.
5

out of 5

POSTED: | BY: Cara

A literal life saver!

We got Healthy Paws 3 months ago for our 5 month old puppy. On new years day she got into some pills and we had to rush her to the emergency vet. She had been to be hospitalized for two days to make sure they flushed everything out of her system so no long term damage would occur. After paying the deposit so they could get started on her treatment I was a little skeptical about whether or not I would ever get reimbursed the 90% that Healthy Paws says they give back since it was such an expensive bill. I filed the claim as soon as my dog came home. How long did it take to hear back from Healthy Paws? ONE DAY! Not only did they complete her claim faster than I could have expected I was reimbursed 90% (after my deductible was taken out)! I can't tell you how much it means to know that whatever happens to my furry child, I never have to second guess wether or not I can afford to potentially save her life. It is a huge relief to never have to deny her help because of cost. I know many people who have had to let their pets go because they could not afford the help to save their lives. It is heartbreaking. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Wayne Fry

Healthy Paws Insurance for your dog is the best!

My dog Smokey, a 7 year old cockapoo has been covered by Healthy Paws Insurance for over three years now. Smokey has undergone CCL surgery on both his left and right knees. Healthy Paws Insurance was right there in both instances and were quick to reimburse us for both surgeries without any hassles or delays. In fact, I was amazed in both instances the swiftness of taking care of both claims. It is most reassuring to deal with an insurance company like Healthy Paws, because of their reliability and dependability. I am so happy to have found them after having investigated several Pet Insurance Companies. I will remain covered by them for the duration of Smokey's life, and forever be appreciative of their efforts to assist me in taking care of our beloved Smokey. Would I recommend them to any pet owner? Without a doubt; you simply can't go wrong with this company.
5

out of 5

POSTED: | BY: Samantha

Simplicity in a sea of chaos

In a matter of 6 days I had to take my two cats to the emergency clinic a total of 5 times (1 overnight hospitalization each) and each of them to our regular vet. They were both having severe vomiting and there were a lot of diagnostics that needed to be done to get to the bottom of the issue. Also, one of my cats stopped eating for 3 days and she needed to be hospitalized to get electrolytes, fluids and nutrition. With little to no sleep for 6 days, I was thrilled to learn how easy it was to submit a claim with HealthyPaws. I installed the mobile app and was able to take pictures of the invoices within minutes of finishing up my appointments. I had to call my vet to submit their medical records. This all started on a Sunday and the first reimbursement checks arrived the Friday of that same week. I am so happy to know that we don't have to worry about the cost of emergencies and can just take care of our fur babies knowing that HealthyPaws will take care of us.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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