Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Amy Lockwood

BEST pet insurance (I wish they covered humans)

I have never felt so supported by an insurance company. The folks at Healthy Paws not only processed my claim in a flash (check received in under a week), which was amazing. The system is simple to use, materials required are appropriate and not onerous in any way, and communication very clear. Most touching are the personal touches,emails following up with me to see how Kinley (my dog) was doing after her extensive surgeries.
5

out of 5

POSTED: | BY: Doris Breakell

Thank God for Healthy Paws Pet Insurance

My dog chinook had emergency surgery on Nov 30th. The bill was 30 something shy of 6000.00. The claim was submitted and paid (minus deductable and my percentage)within a week. I had to use credit cards to pay the hospital up front but I wasn't worried because I have Healthy Paws Insurance.I know i would be able to pay the cards off and not be in debt. If it wasn't for the insurance i would not have been able to afford the cost and we know the outcome of that. I will tell you Chinook is my Christmas Miracle and I thank Healthy Paws to the bottom of my heart. I did reaserch before I chose Healthy Paws. There is about 13 diffrent plans out there and Healthy Paws is the best and affordable. I am so glad I have it. I also have 2 cats that are covered. the claims are paid out fast and no questions asked. THANK YOU HEALTHY PAWS
5

out of 5

POSTED: | BY: M&B

One less worry at a stressful time

Our lab ended up needing emergency stomach surgery to clear a blockage. At every step of the process attempting to diagnose her, it was a huge relief knowing exactly how Healthy Paws coverage works. No sneaky tricks, no after-the-fact exceptions for "genetic" conditions, no average allowable prices which have no bearing on reality. We know what pre-existing conditions of hers will not be covered, and aside from deductible and office fees, everything else for our plan is actual 90% reimbursement for actual expenses paid. We could make treatment decisions based on what she needed, without the added stress of worrying about what each thing would cost -- or even if it would be covered. Upload a PDF of our invoice and a check arrives a few days later. Incredible.
5

out of 5

POSTED: | BY: Karen Dunn

For Us It Has Been There At A Hard Time

Our first pet insurance company, Purina, abruptly stopped covering our pets and went out of the business a couple of years ago. With that notification letter came a recommended company to take over our coverage, however, after reviewing that company we determined not to transfer to them. We researched several companies with Healthy Paws as one of them. Although they do not cover wellness or office visits, what they did cover was worth everything to us. They have lived up to all the coverage promised. Recently our five year old miniature dachshund suffered an IVDD incident. Healthy Paws has made the choices of how to treat our sweet little one so easy as surgery or confinement/medications/laser treatments etc. were covered by them 90% of our cost. She did end up having successful surgery on December 5, 2014, by Dr. Higgenbotham with Bush Veterinary Neurological Services in Richmond, VA. On December 12, 2014 our costs were covered by Healthy Paws for that 90%. Healthy Paws allowed us to do the very best for her. From our experience, Healthy Paws is an excellent provider.
5

out of 5

POSTED: | BY: Misty Denney

Healthy Paws makes the tough decisions easier.

Daisy was diagnosed last November with soft tissue sarcoma and Healthy Paws was there every step of the way. They quickly processed her claims so they we could continue to treat her, knowing the expenses were covered. They also emailed to check in on her, which meant a lot. Daisy's cancer has returned more aggressive this year and again Healthy Paws has been there helping to make the tough decisions a little easier. I am so glad I chose Healthy Paws. The customer service is top notch.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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