Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Helen Heller

BEST PET INSURANCE EVER

Hello to you all! Thanks for your concern about Nemo. He is doing much better. He is now able to eat and has gained back up to his 9 pounds. His surgery scar looks nicely healed, the drain site also. We are keeping fingers crossed that the rest of his recovery is going to continue as uneventful. We don't want any surprises down the road so we are being careful with him and keeping follow up appointments religiously! It is so wonderful to see his wonderful personality return, and he is able to keep himself clean now. We didn't realize how sad his coat was looking until after the surgery. Wow! We were really dense not to see his problem, but it did come on gradually. Thanks again for your concern, and thank you for covering his first bills for this and also for helping with our bills for his major sugery. I shudder to think what would have happened if we didn't have Healthy Paws insurance for him! Yours, Helen Heller
5

out of 5

POSTED: | BY: Sarah Louise

Very happy with Healthy Paws

I've had excellent service so far with Healthy Paws pet insurance! Making sure I had pet insurance since day one has been one of the smartest decisions I have ever made as a pet owner. Zoë got very sick with a respiratory infection which meant lots of trips to the vet and healthy paws were extremely fast with filing all my claims and mailing reimbursement checks back to me. They also have an app which makes things so much quicker! Every time I tell other people about healthy paws and their benefits they are amazed and consider switching because their current pet insurance just doesn't measure up! If you are someone who is considering getting pet insurance I HIGHLY recommend Healthy Paws!
5

out of 5

POSTED: | BY: Scott Gentles

Amazing Company

When I got my Great Dane puppy last year I immediately got health insurance. Having that piece of mind was very important to me. Recently my one year old great dane got sick and the vet bills added up. I submitted my claim and the process could not have been easier. I received the reimbursement check within a week. I would recommend this insurance company to anyone with a pet!
5

out of 5

POSTED: | BY: Tamara Samsa

Thoughtful and Prompt

I have had the insurance for almost 2 years when Buford was hit by a car and I had to rush him to the emergency room. He had a fractured pelvis. I submitted my claim online, which was totally easy. I submitted the documents they requested, they volunteered to help me with others and in short order they approved my claim and a check was in the mail to me. They were very thoughtful in asking about Bufords condition in a personalized emails. I was very impressed with their professionalism and kindness. Thank you for making a difficult situation better
5

out of 5

POSTED: | BY: Kelly W.

Even better than my human health insurance!

I had only signed up for Healthy Paws (after extensive research and comparison) a month or two before my puppy ingested something and needed emergency surgery. It was SO EASY to just upload my claim via their phone app (just take a photo of it, that's it!), and within a week I had a reimbursement check in hand. No disputes, they covered everything they said they would! And they even followed up with me to check on how my puppy was doing. I wish my human health insurance was this easy!!Side note, when my kitty got sick and I submitted my claim to them, they contacted me because I had forgotten to have my previous vet send them his medical history (we moved last year). They offered to call my previous vet to get the necessary paperwork, saving me time and hassle - who does that?!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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