Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,335

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Arlene Thomas

Healthy Paws is the BEST!

My kitten, Freddy, has been insured with Healthy Paws since December. This is my first experience with a pet insurance company. Freddy developed a problem recently which required a visit to the vet and some lab work, X-rays, and an echocardiogram. I submitted the claims about a week ago, and today I received the checks from Healthy Paws for these claims. Healthy Paws is extremely efficient. They provided excellent communication regarding the status of the claims, and I promptly received the reimbursement checks. I'm happy to recommend Healthy Paws to anyone as it's a great company and wonderful to deal with, and that's difficult to find nowadays.
5

out of 5

POSTED: | BY: Krista

Hands Down the BEST

If I didn't have Healthy Paws Pet Insurance my dog would not be alive. Not only did my dog have Bone Cancer and had to have a front limb amputation to remove the cancer which was costly 6 months later he had to have an emergency GDV and Gastropexy for Bloat which is a fatal condition that needs immediate surgery. I paid well over $10,000 in surgery and emergency costs so far and was reimbursed immediately from Healthy Paws and with my 90% reimbursement rate (and I truly received 90% reimbursement) you can do the math. They care about my pet and are the best health insurance for pets. I will always insure my pets with Healthy Paws and I hope you do too! You never know when a seemingly healthy dog will have an emergency or something so random like cancer. I am so grateful to have another day with my best friend!!
5

out of 5

POSTED: | BY: wta

Way to nice and prompt to be an insurance company.

Excellent service. We love our 'lemon' of a dog (seems to always have something going on). HP has been so great--exceptionally easy to work with through claims process and claim disbursements.
5

out of 5

POSTED: | BY: Shelly

The Best Decision We Ever Made

If you are looking for a great pet insurance company, look no further than Healthy Paws. Their service to our family has been excellent since day one. They responded in a timely manner to all my questions prior to signing up and made it so easy to know what were the coverages for each dog. There were no complicated coverage schedule, deductible policies or annual caps. And when we needed help the most they were there for us. Our little Pomeranian, Porsche, had a severe pneumonia infection and had to receive oxygen therapy for a week. The bills were mounting up (because oxygen is so expensive) and we were so worried about how were we going to continue to pay for treatment. Healthy Paws not only responded to my claims within 48 hours, they were also extremely sympathetic when I called them asking when payment will be released. Their customer service representative was so caring and kind during this extremely difficult time. I was a complete emotional wreck and the service agent just couldn't have been any sweeter. They were willing to work with us to release reimbursement as soon as possible so we wouldn't have to worry about finances and could just focus on getting her better. It really helped us continue to fight for her knowing we had help. When our precious angel succumbed to the illness, Healthy Paws was right there again helping us. They sent us their condolences immediately and told us they would cancel the policy and reimburse us for that month's premium. We even received our final reimbursement check within a week of her passing so we didn't need to worry about incurring interest fees on our credit card. I cannot say enough wonderful things about this company and their people. They really care about providing quality service and coverage for our furry loved ones. I think they are even better than human health insurance companies!
5

out of 5

POSTED: | BY: Beverlyn Blanco

Best decision you can make for your pet & wallet

I'm currently a college student and I knew that when I got my Oripei puppy I knew that I would have to face the possibility of future high medical bills due to the breed. Spending alot of money on my pup whenever something unexpected comes up is scary. However, Healthy Paws has saved me time and time again from that and it is honestly the best thing you can ever do for your pet. Whenever I take my puppy to the vet I never worry about how I'm gonna cover the cost because I know that Healthy Paws will reimburse the majority of the bill. Recently my pup got stones and had to undergo a great deal of blood work and a cystotomy surgery but because of Healthy Paws it all ended up being less than a few hundred instead of thousands. Also the speed at which they reimburse me for my claims is amazingly fast. Everyone at Healthy Paws has made the process of keeping my pup at his best much easier than I expected and I truly appreciate them. A word of advice to everyone, the sooner you enroll your pet the better because Healthy Paws not cover per-existing conditions like all pet health insurance companies. Some people do not read before they sign up and blame Healthy Paws when their vet bills are not covered. It is something that is made clear from the start that they don't.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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