Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jennifer

Very helpful and quick reimbursement

I have a goldendoodle puppy, he is just about 10 months old and we have had insurance with healthy paws since he was 5 months old. After doing a lot of research into insurance policies, I decided to go with Healthy Paws because of their annual deductible and reasonable monthly premiums. Recently Peyton developed a growth on his jaw/neck that did not go away when treated with antibiotics. It was a big relief knowing that we would be reimbursed for all the tests and the eventual surgery. The reimbursement process was simple, I uploaded the invoices from the vet through their app and got a check in the mail a few days later. My only comment is that they do not reimburse for any of the vet appointments, even if it is a surgical consult and those can get expensive as well.
5

out of 5

POSTED: | BY: Colleen Wilson

Best Decision I Could Have Made for Murphy hy

Murphy my three year old Lab seems to have his share of mishaps. He recently developed a fever, became lethargic, refused food, and developed diarrhea. He was drooling profusely with constant panting. We took Murphy to the ER for an examination. The Veterinarian determined, after x-rays, blood tests and routine examination, that Murphy had eaten something that had poisoned him. Murphy was sent home with fluid under his skin to bring down his fever, antibiotics and anti-diarrhea medicine. Murphy is now feeling much better he is back to his old self. The cost was considerable, but with the excellent coverage from Healthy Paws and their prompt payment, Murphy's mom only had to worry about getting him well again. I applaud the professionalism and sincere concern Healthy Paws demonstrates each time Murphy scares his mom.
5

out of 5

POSTED: | BY: Kathryn

Making it more possible

We decided to adopt TWO older Golden Retrievers that had been together their whole lives and were 8 & 10 yrs old and given up to the Humane Society. When we looked into insurance for older dogs we found that Healthy Paws not only would cover them but had the best plan. Even though there were some pre-existing conditions that understandable couldn't be covered, and our 8 yr. male died of cancer after only 4 mos., we have been very well covered for the subsequent issues that have developed with the older female. It has made caring for aging and older adopted pet so much more possible. We have NO concern or hesitation in taking her into her doctor. It has helped her to have a healthy, happy second life.
5

out of 5

POSTED: | BY: Marsha Biggs

The BEST Pet Insurance Company EVER!!

I want everyone to know that Healthy Paws has been a wonderful pet insurance company for my husband and I who have two German Shepherds that we love very much. Healthy Paws gives us excellent pet insurance service, has low monthly premiums, have a great compensation plan (up to 90%) to help pay for all injury and illness claims, not to mention they have an unlimited, lifetime claim ceiling. We feel so good about the fact that we can now give our pets the best medical care that medicine offers, and know that we will get reimbursed within a few days @90% of the fees. This gives us a lot of piece of mind, and can't thank them enough for providing such a valuable service for our four-legged family. Consider giving you and your family pets piece of mind to allow you to make the best medical decisions possible...contact Healthy Paws! ^:>
5

out of 5

POSTED: | BY: Erica

Healthy Paws is the best!

I purchased Healthy Paws pet insurance for my dog a little over a year ago. I did quite a bit of research to choose what I hoped was the best plan. Because of other positive reviews I'd read, I went with Healthy Paws. I chose the 90% coverage plan and wondered if the company was legit. Would they really cover claims if my dog became ill or injured? It seemed too good to be true, but I'm happy to report that it's not. Earlier this month my dog had surgery to remove two mast cell tumors. Because we'd already met our deductible, Healthy Paws paid 90% of all surgery costs, including tests leading up to surgery, equipment we needed when we got home, medication after surgery, and so on. Submitting my claims was fast and easy (I did it online but also checked my claim status with the Healthy Paws mobile app on my phone). I received my checks very soon after claim submission and when I called with questions about how to submit medical records from my vet's office, I got fast, reliable, and friendly help. I've been telling all pet owners I know to purchase Healthy Paws for their furry friends. You won't regret it!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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