Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Alane and

Awesome service

We have owned Healthy Paws on our 2 1/2 yr old golden doodle for a year and a half. We have made 2 c laims in that time perios and have been very pleased with their service, easy claims process and quick payments. Recently, our dog had a growth removed from her nose. I uploaded my receipts late one evening, and the claim was paid the next day. (Thankfully, her growth was benign). We have had two follow up messages from HP asking about Keely's progress. Such warm and caring people! I highly recommend this pet insurance to anyone considering purchasing insurance for their pet. We are considering gifting this insurance to our granddaughter, who just got out of college and would not be able to afford expensive surgery or emergencies for her Aussie.
5

out of 5

POSTED: | BY: Shirley Archer

Exceeded Expectations

Joy had surgery for torn knee ligament. Filed the claim as soon as I had all of the paperwork. Healthy Paws immediately responded and said we should hear something in 10 days. Well, we sure did, exactly 10 days and received check in about 2 more days! Excellent service!!!!!
5

out of 5

POSTED: | BY: Tom Burke

They are there when you need them

About 1 year ago we purchased a chocolate Lab puppy we named Kady. About 4 months after bringing her home we found that she was limping...limping was more pronounced after exercise. After reviewing the X rays the vet believed that the limping was the result of normal growing pains that would pass in time. Well time passed but the limping didn't. We eventually saw a veternairy orthopedist who took additional X-rays and diagnosed Kady as having Elbow dyslpasia in both of her front elbows and severe arthritis. Between the X rays and surgery (completed 2 weeks ago) Kady's bills were over $5000. I have become a bit of a cynic over the last number of years especially of the insurance industry.... so I was anticipating difficulties with coverage, limits, condition etc.....to my surprise Healthy Paws promptly issued checks for the amount we were entitiled to according to her policy. They have also been kind enough to check in with us regarding her condition. I am amazed and impressed by the way they do business and their concern for our pets. I cannot say enough good things about them and how they treated us and Kady. We have hope that Kady will finally get to be the puppy and adult dog she could not be previously due to her condition. Thank You Healty Paws!
5

out of 5

POSTED: | BY: Alyssa Pelletier

Can't recommend Healthy Paws enough!!

If you happen to be debating getting pet insurance, this story is for you. Last week Hilde woke up not herself – super sluggy, drooly, just looking miserable. We took her to our vet and they decided she should stay overnight due to her rapidly increasing fever. After a whole myriad of tests they discovered she had a nasty case of bronchitis. She's on her way to a full recovery but Will and I would be seriously hurting if we were on the hook for the whole bill. We pay $33/month for Healthy Paws Pet Insurance and they have reimbursed ~90% of our vet bills. We're only paying ~$200 of a $1500 bill for two days of intensive care and lots of iv fluids, meds, and tests. On top of that they have already cleared our claim, so we should have the check by the end of the week. Seriously can't recommend these guys enough!!
5

out of 5

POSTED: | BY: Keith S

Exactly as advertised

After doing a decent amount of research, I decided on Healthy Paws and am very satisfied with my choice. So far I have been reimbursed exactly as they said they would. No questions asked - if my pet has had any vet needs, they have covered it (aside from the basic visit and vaccines, which they are clear about not covering). My Boston Terrier has unfortunately had a few more colds and issues than we would have hoped for in her first few months, but luckily Healthy Paws has made this much more bearable on the wallet!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review