Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program.
Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
Had to file a claim for a medical (intestinal) issue with our dog. Submitted claim and was kept in the loop nicely, check came quickly.
Had previously filed claim for surgery but that wasn't covered due to it being "pre-existing", although that hadn't been determined by the vet. So that part was subjective and I'm iffy on their decision. They did apply a portion of that to the deductible. They have a great app for claim tracking & submittal.
5
out of 5
POSTED:
| BY: Charlie
Quick Returns
My dog has been through the wars with unexpected injuries over the past few months and HealthyPaws has been quick to respond and help in every way possible.
5
out of 5
POSTED:
| BY: Franci
Get Peace of Mind with Healthy Paws
I debated on getting pet insurance when I first got my dog, but it was the smartest, best decision I've ever made. You just never know when something is going to happen. With my puppy, it turned out he had a genetic disorder called luxating patella which he needed major surgery on both back legs. Healthy Paws was so quick to send the claim check! I was so worried because the vet said that a lot of insurance companies will find ways out of covering this surgery, and I was so relieved when it was so easy!! Healthy Paws is the way to go!! I can't express how amazing this insurance is. This very week I just had the most horrible week, because my puppy got sick and the doctors could not figure out what was wrong. He had x-rays, surgery, biopsies, ER visits, an insane amount of meds and the only peace of mind I had the whole time was knowing that I had Healthy Paws, and they are covering 90% of all his x-rays, surgery, meds, and various procedures. For a week straight my dog was not eating, not getting better and no one knew why...I can't imagine what a massive train wreck I would've been without Healthy Paws. One of the best decisions I made and will continue to make for his entire life! Worth it, so very very worth it!
5
out of 5
POSTED:
| BY: Natalia
The BEST pet insurance in the market.
Healthy Paws took in my old lab than many other insurances refused to accept. Healty Paws is amazingly fast and easy with the claims. It literally takes 20 secs to submit a claim (you just log in and upload the receipt, no forms to fill out whatsoever!!) and you get a confirmation from them in about 2 days (sometimes even less!) and a check in about 5 days. It's amazing!!! In this year they have refunded me over $2,000 with no questions asked and as polite as usual. The security and peace that this insurance brings me is incomparable.
5
out of 5
POSTED:
| BY: David
Their stellar reputation is well deserved!
Just adopted a lovely rescue pitty three months ago and of course she had a host of issues surface 2-3 months in. THANKFULLY we had the presence of mind to get pet insurance with Healthy Paws before they did. All claims are processed in 2-3 days and the check is in the mail in about a week. They've covered everything from blood tests to medication to allergy testing. I could go on and on but I went with Healthy Paws because of the reviews on here and I'm glad I did, because if not me and my dog would both be living in the streets haha.
$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.
Coverage
One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more.
You can choose a co-pay of 10%, 20%, 30% or 40%.
The pay-out amount is based on your actual vet bill.
Payout Limits
No per incident, annual or lifetime pay-out limit.
Deductible
You can choose an annual deductible of $100, $250, $500 or $750*
*Choice depends on age of the pet
Age Limits
Pets must be at least 8 weeks old and under 14 years old at time of enrollment.
Once enrolled, pets can stay insured regardless of age.
Waiting Period
Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.
Exclusions
Pre-existing conditions are not covered.
Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites.
Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable.
With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.