Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: John Doumani

If only human's Insurance was this good!

Toro, our 6 month old Bulldog mix needed surgery for Entropion. His eyelid turned in and caused an ulcer. We took him to a specialist and had the surgery done. I was quite surprised at how expensive the treatment was and given my experience with people insurance I braced myself for the worst. To my amazement Healthy Paws processed and paid the full agreed-to amount within a week!! I have now filed three claims and each time they have been processed quickly and painlessly. Their care and high level of service makes it a no-brainer to recommend Healthy Paws pet insurance to pet owners. Can you start covering people too please? :)
5

out of 5

POSTED: | BY: Diane J.

Just a great company!

Just a great company that truly cares about your pets and you! Knowledgeable and responsive staff and a claims process that is a breeze. I wish my human insurance was this caring and efficient!
5

out of 5

POSTED: | BY: Christine

Excellent Customer Care

Healthy Paws Insurance does exactly what it says it will do. Their is no squabbling over what is covered and what isn't. The terms are clear and simple to understand. Not only are claims handled efficiently and effectively, I feel like the staff of Healthy Paws really care about my cat. After a recent and unexpected surgery, not only was the claim paid quickly, I got several follow up emails inquiring about her surgery and her recovery. I enjoy doing business with Healthy Paws.
5

out of 5

POSTED: | BY: Gia Popa

The best pet insurance that you can get!!!

I couldn’t be happier with my choice of pet insurance. This company is the best. The processed my multiple claims same day I submitted them and they are always fair on the payment amount. I have all 3 of my dogs signed up with them and I know that my babies are protected now. There is nothing I wouldn’t do for them. Having the piece of mind that I can afford it with the help of Heathy Paws, it is the best feeling in the world. I recommended them to all of my friends.
5

out of 5

POSTED: | BY: Lynn Berkheimer

TEN STARS!!!!

My seven-year-old Jack Russell/Toy Fox terrier mix has been insured with healthy Paws since 2012. In the summer of 2014, she had a claim for a disc injury to her back that was treated with steroid medication and crate rest. The injury resolved after six weeks and she was back to her old self in a couple of months. There were no problems with processing of this claim at all with Healthy Paws - she had never had any prior symptoms for this injury.  Last weekend, out of the blue and for no apparent reason, she was in extreme pain and could not use her back legs. She must have jumped or twisted wrong. After undergoing a CT scan, it was determined that she ruptured a disc in her T12-13. We were devastated as we had only two options - let her live with pain and without use of her back legs or undergo spinal surgery. Thank goodness we had Healthy Paws pet insurance. Although we would have paid anything to get our baby back to normal, having this pet insurance make the decision easier. Our bill was nearly $4500, and we only have to pay $1,000 (they do not cover the initial consult or exam fees- only treatment) I have to admit that several times throughout the past couple of years, I had debated on canceling the coverage as I was paying $36 a month for "what if "something happens? Well, the WHAT IF what if came and I'm grateful I kept coverage on her. I have the 80% coverage with $100 deductible.  The claims process is easy- scan and email the bill, have your vet forward the records and within 24 - 48 hours, you get the claim processed. This time the surgeons office sent the bill and records directly to Healthy Paws, and within six hours I received a confirmation email that they were processing the claim. The next day, I received the email that the claim was processed, and the check was being issued. The Explanation of Benefits form was provided online and I knew exactly how much the check was going to be.  I'm happy to report that our dog is doing GREAT and she should be walking unassisted in no time - the surgery was a GREAT SUCCESS! Knowing I have insurance also gives me the option of having her undergo physical therapy at the doctor's office to ensure her proper treatment and healing. There are NO caps on the amount they pay towards your fur baby's treatment! Healthy Paws also sent a follow up email to see how she was doing - my own health insurance company has never done that!! I love Healthy Paws pet insurance. They were/are amazing!! TEN

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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