Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,240

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Kelsey

Quick Turnaround and Exception Service

We just started with Healthy Paws at the beginning of the year and I've been incredibly impressed. Our dog Soupy got the tip of his tail bitten off and had to have part of it amputated so it would heel. I submitted my claim online and it was wrapped up in 36 hours and I received a check soon after. I submitted a follow-up invoice for post-op medications on the iPhone app and couldn't believe how easy it was. In both cases, I received a very clear summary of exactly what was covered. The entire process was incredibly painless and let us focus on Soupy's recovery. I also reached out the support line to ask a question about the claim process and was able to speak to someone quickly who answered all of my questions. I am very impressed with the responsiveness and great service at Healthy Paws and I highly recommend them.
5

out of 5

POSTED: | BY: Tracy B

Highly Recommend!

I have a lab that is almost two years old and as you know- labs eat everything!! She was able to eat a leaf from a sago palm and by that evening she became very ill. I took her immediately to the emergency clinic and they were able to treat her and today she is showing no signs of illness. I brought her home on a Monday- submitted a claim that day and by Tuesday they had completed my claim and mailed a check. Healthy Paws even followed up with me to see how she was doing- my own doctor doesn't do that! Would recommend!
5

out of 5

POSTED: | BY: Julie Rathbun

Very Impressed. Glad I did it...

I wasn't sure about getting pet insurance for my puppy since it didn't seem necessary. However my sister who has an older dog and others had urged me to consider.I really researched all of the pet plans thoroughly and though I didn't know anyone else who was using HealthyPaws decided it really looked like the best option for me. Honestly, my vet was recommending another service but it didn't seem like the plan overall was as good for several reasons. All I can say is my experience has been fabulous. The bad news is my puppy has been sick, ate something that disagreed with him, stepped in something that made his foot swell up, needed some tests, etc. HealthyPaws is SO easy and SO QUICK about processing and payment. I have been shocked. I submit a claim one day and seem to get a check in the mail a couple days later. I am telling all my new pet friends and urging them to try HealthyPaws!
5

out of 5

POSTED: | BY: Kathryn

Great Insurance Company

Recently my 11 month old puppy became very ill and needed to be hospitalized. He spent 4 days in the hospital while the drs performed sonograms, bloodwork, etc to try to diagnose and treat him. Having to hospitalize your puppy (or dog of any age) is a very frightening and stressful event. Vet hospitals also charge high rates for all of the tests and medications not to mention the hospitalization fees. This was one thing however that I did not need to stress about at all. I knew that Healthy Paws would process the claims. I submitted the vet bills using the app for my iPhone- which is so easy and quick! All of my claims were processed in about 24hrs. I received the checks within a week of submitting my claims. The peace of mind of not having to worry about the financials of the treatment and just being able to focus on my dog and getting him better is priceless.
5

out of 5

POSTED: | BY: Katina

Caring, easy processing and quick turn around!

It was a huge comfort to know we had Healthy Paws behind us when our dog, George, went into surgery. It made a really tough decision so much easier. The claim process is so simple and the representatives replied within hours, approving the claim.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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