Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,243

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: James Malone

Thorough, professional and fast claims handling!

I have been thoroughly impressed with HealthyPaws' claim department. When I first obtained insurance here almost 3 years ago, the first claim was for a mere $200 and they did a very thorough background and were scrupulous with getting information to form a baseline about my Rocky's then existing health conditions. Having managed medical malpractice litigation myself personally, I see the value in their meticulous preparation in this. Thereafter, they have been a most responsive, thorough and quick paying team of pros, surprising and exceeding my expectations. Rocky has recovered completely and has even flown with me now and we are very happy with the doctor who performed the surgery and his insurance carrier. Thank you!
5

out of 5

POSTED: | BY: Alex

Fast response and great customer service!

Can't believe how seamless a process this was. We adopted a pitbull puppy and immediately got her pet insurance. Six week later she broke her tibia bone. We got fully reimbursed for a VERY expensive surgery and all I had to do was take a pic of the vet bill and upload it to the Healthy Paws app. I have received a phone call and voicemail, all just to check in on how my sweet pup is doing and I'm so impressed with this service. Worth every penny and we will be Healthy Paws customers throughout this puppy's lifetime and for our future pets to come.
5

out of 5

POSTED: | BY: Bill

Great Compnay

Healthy Paws delivers as advertised and turned out to be better than expected. The employees of Healthy Paws were always extremely professional, friendly, helpful, and appeared to be very understanding to the client / pet situation. Their on-line and app sites are easy to work with and the company quickly communicates back to customer in easy to understand language. Claims Service was super fast. Why can't my Health Care service be this good?
5

out of 5

POSTED: | BY: Steve Bass

Pogo's Adventure with Rimadyl

Zippy is 15 and takes Rimadyl, a chewable NSAID drug that helps with her arthritic old bones. We split the pills, about 60 days worth, on the kitchen table. Pogo, our 14 month, and the guy who's insured, is agile and inquisitive, and can leap to places I wouldn't have believed possible. I left the room for a puppy second and Pogo helped himself to a few of the tablets. We rushed Pogo to the vet, worried sick (and feeling plenty guilty). He made a full recovery, though he was miffed with spending the night hooked up to an IV and insulted with a catheter stuck up his you-know-what. Here's my lesson: Always push the chairs in when leaving the table. And never leave unguarded, about-to-be-split, Rimadyl on the kitchen table while a unmonitored puppy is in the area! The other good news is that we purchased HealthyPaws insurance. This is our fourth claim (all the others were minor stuff, I assure you). The reimbursement check arrived quickly. Our experience with HealthyPaws has been surprisingly positive and hassle-free.
5

out of 5

POSTED: | BY: Tod Seisser

I love this company!

These people are terrific! With my previous dog, I had a policy from a different, much larger, well-known company, and it seemed that every time I summited a claim, they found a reason not cover it, or to cover only a small portion of it. Healthy Paws is the opposite. They have never questioned a single claim -- they cover everything that the policy says it will. I live in the NYC area, where veterinary fees are among the highest in the country and they have never once questioned a cost. Plus, the submission process couldn't be easier -- I take a photo of the vet bill on my phone using their app, hit "send," and a week later a check is in my hands. My only complaint is that they don't offer health insurance for humans ;-) Seriously -- I cannot recommend these people more highly!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review