Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Pamela T.

So glad I selected Healthy Paws

After researching and comparing several insurance companies, I selected Healthy Paws..and so far so good! I submitted my first claim and within a week I had reimbursement in the amount agreed upon. Not only that, their representatives contacted me to check on my dogs progress and offered kind words of encouragement. Never would have expected that. I am very pleased, and am confident that I am in very good hands. I would absolutely recommend them!
5

out of 5

POSTED: | BY: Larry

Outstanding Caring Pet Insurance Company

I was devastated when our pet injured her leg jumping off an ottoman. The surgical bills for her injuries were considerable. We carry pet insurance with Healthy Paws and were delighted with their response. Filing claims was simple; we used their IOS App. We were kept informed on claim progress and the entire claim was processed and approved in less than a week; this on a surgical bill in excess of 4K. Follow up emails asking how our pet was doing was appreciated. These folks really care. I recommend them to anyone seeking pet insurance.
5

out of 5

POSTED: | BY: April

Great company, great service

I've submitted several claims for my dog with Healthy Paws, and they have always been responsive and helpful in a timely manner. I did thorough research on pet insurance companies before deciding to go with Healthy Paws. They have the best reviews for a reason and I am very pleased with this company!
5

out of 5

POSTED: | BY: Aimee Dankmeyer

Claim processing with compassion and care!

I have been a customer of Healthy Paws for 3 or 4 years. I have both my labs covered, and unfortunately I have had two substantial claims. Most recently with a major life threatening condition that required a costly emergency surgery. Healthy Paws is there when you need them. The claims processing is easy and straight forward. You can estimate exactly what you will be responsible for and what Healthy Paws will cover. But that is not the best part of Healthy Paws. It is the employee's constant caring and compassion for you and your pet that comes through in every interaction with them. They are quick to communicate with you where your claim is every step of the way, and a check arrives in 7 to 10 days (initial claims take longer due to complete record review). Even after your check arrives, they continue to communicate with you to see how your beloved pet is doing. I could go on and on about the great care and service our family has received from Healthy Paws. However, I think my tendency to tell everyone I know about them says it all. If you are looking for an insurance company to be there when you need them, and to make difficult times easier look no further than Healthy Paws. One Very Satisfied Customer, Aimee, Ryder, and Bentley Dankmeyer
5

out of 5

POSTED: | BY: Deena Nicole

Fabulous Service

I am extremely satisfied with my dog's Healthy Paw's policy. When my dog required an ER visit and Emergency Surgery, HP covered the agreed to 90% of costs within a week of filing my claim. They even followed up to check on my pet's recovery. It was a stressful time for our family and our dog, but knowing that our finances weren't going to be a problem helped us focus on what was most important.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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