Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Anna

The BEST pet insurance available!!

Healthy Paws has been a life saver in helping to provide the care that my adopted pit/lab mix has needed. I researched all the pet insurance companies out there and by far, Healthy Paws is the best one. Its affordable, the claims are easy, and there are no hidden agendas. Because of Healthy Paws, I was able to provide my loving pit mix with the surgery ne needed. They truely care about making sure your pets gets the care that they need. Healthy Paws was the best decision I have made, aside from adopting my Titan. Thank you Healthy Paws!
5

out of 5

POSTED: | BY: Sue

Fantastic service

Three years ago, we were devastated by the loss of our cat to lymphoma. Despite all the tests and treatments, he lived only a week after the diagnosis. We spent roughly $1,000 per day over that week, all coming out of our own pockets because we had no pet insurance. We vowed never to get into that situation again with our new cats, Bailey and Sophie. After a couple of weeks researching insurance options and reading reviews, we decided that Healthy Paws would offer the best combination of bang for the buck and outstanding customer service. So we signed on, and are we glad we did. Unbelievably, yet again we find ourselves with a kitty who has a blood-borne cancer: in this case, Bailey, who has been diagnosed with chronic lymphocytic leukemia. After we satisfied our $500 deductible earlier this year, we've paid only 20% of the cost of his diagnostic tests and treatment, including chemo. Incredibly, Healthy Paws even reimburses us for the sales tax levied on the chemo! Unlike many other insurers, Healthy Paws has no ceiling on annual or even lifetime expenditures, which is a relief for folks like us who have chronically ill animals. The staff could not be more sympathetic or helpful. Plus the reimbursement checks are issued very quickly after we upload our receipts to Healthy Paws. Great insurance, great employees.
5

out of 5

POSTED: | BY: Julie

Best customer service

My cat Cheerio had his spleen removed two years ago. He became more prone to sickness without his spleen. Healthy Paws insurance paid for his care as promised in the policy without any hassle. They also sent emails to ask how Cheerio was doing. Last year I submitted a claim with few invoices on them. They noticed I did not cash one of the checks so they sent me an email asking if I received it or not, and whether they should issue me a new check. I would highly recommend Heathy Paws to any pet owners.
5

out of 5

POSTED: | BY: Richard Hoffman

Quick, Fair & Easy

My dog broke a tooth and it had to be extracted. The Healthy Paws insurance company processed our emailed claim within a week and immediately mailed us an appropriate benefit check.
5

out of 5

POSTED: | BY: Sam

Healthy Paws saved our German Shepherd

We are SO glad we have this incredible insurance for our German Shepherd. His medical bills have been insanely expensive and we would have never been able to afford his exams and medication without Healthy Paws!

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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