Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jessica Smith

Speedy Service & Compassionate Insurance Company

I have heard awful reviews about many Pet Insurance companies, until I found Healthy Paws. Healthy Paws was recommended to me by a friend which helped make my decision easy. I thought I would never have to make a claim. That was until my fur baby, Olivia, started vomiting for days. We couldn't figure it out, she would never do it in front of us, only at night while we slept. After 2 vet visits and switching her food, none of which permanently made her better, her vet said she needed an Ultrasound. When I looked through her policy to see if it would be covered, I was so happy to find it was. I never submitted a policy before so I called Healthy Paws Customer Service team to figure out how I would go about submitting a claim. I was pleasantly greeted on the phone and was assisted through the process. After I submitted my claim, I only had to wait a few days to hear back and within two weeks was reimbursed. To top it off they even followed up to see how my fur baby was feeling. I am so happy with my decision to choose Healthy Paws Pet Insurance. If you are shopping for pet insurance, definitely take a look at Healthy Paws, I did and it was the best decision I could make. Thank you Healthy Paws! Love, Jessica & Olivia
5

out of 5

POSTED: | BY: Tony Romito

Easy claim process and fast reimbursement

My dog, Lucy, wasn't eating or pooping, wasn't herself and we didn't know why. After taking her to the vet, they thought she had something stuck in her intestines and gave us an estimate of $3,000 for surgery to get it out. I assumed she had a tummy ache and didn't believe the vet. The only reason I didn't hesitate to do the surgery was because I knew that Healthy Paws would pay 90%. The vet turned out to be correct, my dog had a walnut stuck in her small intestine that wasn't going to come out by itself. It was so easy to submit the claim, I used the iPhone app to take a picture of the invoice, they sent me email confirmations when they received it and processed it. I got the reimbursement check in the mail within 3-5 days. I was amazed how much better Healthy Paws is compared to VPI (I used VPI in the past and only got 50% of a surgery and it took weeks to get a reimbursement check from them). Healthy Paws is worth it.
5

out of 5

POSTED: | BY: Sharrie H.

SPEEDY REIMBURSEMENT AND PROCESSED CLAIMS

I am a first time puppy owner and very recently my puppy was bitten on the face by another dog. His bite was heavily infected and he needed an abscess surgical procedure done as well as a month of antibiotics. I downloaded the Healthy Paws app and it is extremely easy to use to process your claims. All you have to do is snap a photo of you invoice and the claims will get processed in about 1-2 days. For my puppy's surgery, I submitted the invoice on a Thursday, got my claim processed on Friday, and on Monday I received my reimbursement in the mail! Even my co-worker (who has had a dog for 9 years) was blown away by how fast the service was. In addition, Healthy Paws personally reached out to me to check up on Cooper to make sure that he was doing okay. The customer service was one of the best I've ever received for an insurance company.
5

out of 5

POSTED: | BY: Kiera Fisher

Pleasantly Surprised

I received my reimbursement check in the mail within 10 days of filing my claim. They covered everything that my policy said they would. I want to thank and congratulate Healthy Paws on a job well done! I even received a follow-up email to see how my puppy was doing after her surgery. I was preparing myself to have to fight, as I have very little trust in most insurance companies based off of experience and what I have heard from others. However, Healthy Paws has shown that I have made the correct insurance choice for my pets!
5

out of 5

POSTED: | BY: Stan Cassels

Healthy Paws keeps their word.

I am very satisfied with Healthy Paws. They have always covered my pet as stipulated in the policy. They have never questioned a charge. Recently my pet needed to have an eye removed and they covered everything they were responsible for. The claims were handled quickly and efficiently.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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