Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,217

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Top-Rated Pet Insurance Plan No maximum annual or lifetime payouts One easy-to-understand pet insurance policy Most claims are processed within 2 days Use any licensed veterinarian in the U.S. or Canada
5

out of 5

POSTED: | BY: Tod Seisser

I love this company!

These people are terrific! With my previous dog, I had a policy from a different, much larger, well-known company, and it seemed that every time I summited a claim, they found a reason not cover it, or to cover only a small portion of it. Healthy Paws is the opposite. They have never questioned a single claim -- they cover everything that the policy says it will. I live in the NYC area, where veterinary fees are among the highest in the country and they have never once questioned a cost. Plus, the submission process couldn't be easier -- I take a photo of the vet bill on my phone using their app, hit "send," and a week later a check is in my hands. My only complaint is that they don't offer health insurance for humans ;-) Seriously -- I cannot recommend these people more highly!
5

out of 5

POSTED: | BY: Kimberly Keller

A "10" Rating - Best Ins Ever - Exceptional!!!

I did a lot of research on pet insurance companies over the last several months, (my previous experience with my last insurance company was horrible). I could see that Healthy Paws was rated in the top 10. I reached out to a few dog groups on Facebook and most recommended Healthy Paws for their excellent service, affordable & reliable plans (no hidden exemptions or per incident).I recently had to take my Pyr Mix Cooper to the Vet for vomiting & diarrhea. The Vet did blood, fecal and urine tests. He was treated with antibiotics and improved (thankfully). Two weeks later he contracted kennel cough (no more doggy daycare for us) and had to take him to the emergency Vet...Again, costly tests and treatment. In less than a month my vet bills were almost $800 (small compared to something catastrophic)and Healthy Paws processed my claims immediately (the same day)and sent a check the same week...Wow!!! Healthy Paws responds so quickly and their customer service is outstanding, really kind & caring people that want to help you keep your pet healthy! I volunteer for several Dog Rescue groups and will refer everyone to Healthy Paws, I'm one happy & satisfied customer and Cooper's grateful too :-) I rate Healthy Paws a 10 plus!!!
5

out of 5

POSTED: | BY: Jenny Lewis

They're great

I've never had a problem with this insurance and am always reimbursed really quickly.
5

out of 5

POSTED: | BY: Jo Emerald

We are so thankful we found Healthy Paws

We purchased other insurance for our new puppy after internet search before we discovered Healthy Paws and switched our coverage within the first year and are so glad we did. I never wanted the cost of a procedure to be a factor in making hard choices about care in an emergency or illness. Our golden doodle has received the best of care at MSPCA Angell Memorial and recently had a Mast cell tumor that was infringing on his eye removed. I repeatedly am amazed at how caring and quickly claims are processed. I received reimbursement within 3 days of submission of the latest claim.
5

out of 5

POSTED: | BY: John Burke

The Best Pet Insurance Company In The Industry!

4 1/2 years ago I was lucky enough to meet my St. Bernard puppy Gus! I researched everyone in the pet insurance industry and one name kept coming up, Healthy Paws Pet Insurance. I was skeptical to think that anyone could be this great. Every review was right. Each and every time I ever had to submit a claim, it was processed immediately and never with question. About a month ago I received the news that no one wants to hear. Gus was diagnosed with Osteosarcoma. It has been a month of X-Rays, doctor visits, lab work, oncology visits and pain management. Without the support of Healthy Paws, Gus could not receive the proper care that he needs and deserved. I love Healthy Paws! You are helping both Gus and I to make it through a very difficult and challenging time.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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