Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Nathan

The Best Investment

We can't say enough about what a great decision it was to purchase Healthy Paws insurance for our two dogs. One of the dogs has had chronic urinary tract infections and we've become regular customers at the vet. Healthy Paws lived up to everything they said they would with great coverage and service. The Healthy Paws coverage has really made the difference in giving our dog the best care possible.
5

out of 5

POSTED: | BY: Ann Prevost

Best Insurance for a Vizsla or Dog Owner

My Vizsla had a Injury at 5 months and needed Xrays under Anesthesia, MRI and finally surgery - ACL Tear 10% and Long Digital Extenser Tendent was unattached from Knee.After surgery we did Cold Laser and Physical Therapy for months. All was covered but Office Visits. Yeah we are lucky!!!
5

out of 5

POSTED: | BY: Janet Holtman

Insuring your dog is a must!

Keeping the rising costs of Veterinarian bills in perspective and considering health issues that could arise with this breed and all purebreds, the wisest thing we ever did was to insure our Cavalier King Charles Spaniels as puppies with Healthy Paws Insurance. With dogs you never know what can happen regarding their health! One recently had a costly emergency surgery for an obstruction (acorn lodged in small intestine). Healthy Paws was prompt, kind and sympathetic to our needs. Coverage was completed quickly and efficiently. Having our dogs insured by this company gives us the security we need to face other health issues if they should occur. We will seek care and advice from specialists when needed. I recommend this company highly if your pets are family and deserve the best care throughout their lives.
5

out of 5

POSTED: | BY: Jaynet Stevens

An Amazing Surprise

Through my life I have had several pets. I have never had pet insurance. Mikka, my dog, is still in the puppy stage of her life and is very adventurous. She gets into everything. When she chewed into a bottle of Ibuprofen I thought we would lose her just because of the cost of medical care. I had forgotten I had purchased HealthPaws Insurance. When I purchased the insurance I was concerned that like most insurance companies it was all about collecting the premiums and not paying the claims. When I remembered I had purchased HealthyPaws Insurance I went online expecting to have to fill out a confusing claim form. Mail the form in with all the reports and then wait 6-8 weeks for processing only to receive a small reimbursement if I got anything. I just knew it would be a pointless endeavor. To my surprise it was easy to submit the claim online. No claim form. Just send the invoice along with medical reports explaining the event. On receipt of the claim HealthyPaws notified me by email they had received the information and would be processing the claim right away. I thought okay this is where the long waiting period comes in. Not so. Within two days I received notification that the claim was reviewed, what was being paid and that a check would be sent shortly. At this writing, 11-25-14, I have not received payment. However, Mikka's claim was submitted on Wednesday, 11-18-14 and completed by Friday, 11-21-14. It hasn't been long enough to get payment. I am so thankful I discovered HealthyPaws. Mikka is too. What a wonderful surprise and reconfirmation there are still companies in the world that aren't out to take your money and run. Customer service is their asset and they provide it with their ease of claim submission, their availibility when you contact them and the timely processing of your claim. Good job HealthyPaws. Thank you again.
5

out of 5

POSTED: | BY: Christina

We recommend to everyone

I recommend healthy paws to any dog owner. We have four dogs and have had them all insured since they were rescued. Healthy paws is completely transparent. If they say they cover it, they do. It is so refreshing to get what you pay for!! They have exceeded our expectations. It's easy to file claims, they are super fast to respond and the checks are issued just as fast. Sometimes we expect got them to omit coverage or simply tell us "your meds are no longer covered." NOPE. They keep providing the same great coverage. Even when the wounds are self inflicted (like from a recent dog fight). They covered, exactly as they said they would. We recommend healthy paws to everyone.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

Get a quote today

Leave a review