Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,022

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Julie R

Reliable coverage when unexpected veterinary issues arise

We’ve had Healthy Paws for both of our dogs for several years now and they have been so reliable in the service they provide. If you read what is covered vs not, you’ll never have a nasty surprise for why a portion of the bill isn’t covered. In our experience, they have ALWAYS covered what they claim to cover, super easy to file a claim, and their reimbursement is prompt (within 10 days). Could not ask for a smoother experience. We’ve had a couple major medical expenses for our dogs in the last two years (tumor removal, knee surgery) and having reliable pet insurance made it less financially stressful to get the care our pets needed.
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5

out of 5

POSTED: | BY: WALKER Rachel

Healthy pets and wallets!

Honestly, thank God for Healthy Paws. My cat went through a whole month of serious health scares- we thought we were gonna lose him! He spent almost two whole weeks in the hospital (which can be so expensive) and then needed a complex surgery done! Thankfully, Healthy Paws makes it very easy and user friendly to file claims and get in contact with a representative so that we didn’t have to worry even more during an extremely stressful time. They even offered a direct payment option for the surgery, which saved us from not being able to make rent during this time. Thankful for all that they do, and they really do care!
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5

out of 5

VETERINARIAN: All Creatures Animal Hospital

POSTED: | BY: Rachel Walker

Healthy Paws- Healthy Wallet and Healthier pets!!

Honestly, thank God for Healthy Paws. My cat went through a whole month of serious health scares- we thought we were gonna lose him! He spent almost two whole weeks in the hospital (which can be so expensive) and then needed a complex surgery done! Thankfully, Healthy Paws makes it very easy and user friendly to file claims and get in contact with a representative so that we didn’t have to worry even more during an extremely stressful time. They even offered a direct payment option for the surgery, which saved us from not making rent during this time. So thankful for all that they do, and they really care about your pets!
5

out of 5

POSTED: | BY: Alex Nosnik

Healthy Paws is Incredible! Highly Recommend

We have been Healthy Paws customers for years. At every turn, Healthy Paws has provided convenient, dependable, and compassionate service (we received a hand signed card when our last dog passed away). Recently, one of our dogs had a serious illness that required emergency hospitalization. Those are always difficult moments for pet owners but knowing that we were covered by Healthy Paws allowed us to never question being able to provide the care our dog needed. Unsurprisingly, Healthy Paws covered everything according to our policy and issued payment quickly. We have recommended Healthy Paws to dozens of friends and family. We cannot thank Healthy Paws enough for the great coverage, service, and convenience. Keep up the great work and thank you again!
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5

out of 5

VETERINARIAN: Little Cottonwood Dog & Cat Hospital

POSTED: | BY: Larry Kleiman

Healthy Paws, the Right Choice

Our doodle had emergency surgery. We submitted the claim to Healthy Paws with the documentation including diagnosis and Xrays and lab tests. The Vet's office submitted the visit notes and details. Healthy Paws covered 90% of all expenses minus standard office visit and deductible, according to the plan outline, and we had a reimbursement check mailed to us within 5 days of submitting the claim. Then, we received a follow-up letter from Healthy Paws making an inquiry regarding our dog's recovery. There were no surprises. We are very grateful to Healthy Paws for honoring the commitment and for the speedy reimbursement. We made an excellent choice of insurance providers. We wish for our pet's well being, but it is comforting to know the insurance coverage is there in case it is needed. Larry and Jane, California
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Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance detail
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.
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