Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,028

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Judy Konopka

Couldn't Find Better Insurance

Healthy Paws took care of my little pug, Lucy. She's only six months old, and like most puppies, gets into everything. She began throwing up and had a high temperature. When I brought her to the vet, they figured out she had gotten into something because her liver values were sky high (she had gone into shock). She stayed for four days. Because Healthy Paws had my back, I knew I didn't have to choose between giving her the care she needed, or letting her go. Four days later, she was a bouncing, healthy baby again, and just a few days after that, I received my reimbursement check from Healthy Paws. They covered exactly what they said they would. I love this company! I recommended them to all my friends and family. Plus, the person on the phone and web were all so pleasant!!
5

out of 5

POSTED: | BY: Mary Bradford

Healthy Paws saved my dog

When Sitka started holding her leg up, I was certain she was going to need knee surgery. Imagine my heartache when the surgeon discovered a large tumor rather than a blown knee. Certain specifics about the tumor lead the doctor to believe it may not be the primary source. An ultrasound confirmed there was another mass in her adrenal gland. I was crushed. We tried treating the leg tumor with various forms of chemo, but it continued to grow. After 8 months we made the difficult decision to amputate. The pathology of the tumor came back as being a relatively rare form of bone cancer that tends not to be aggressive. That leads the doctors to believe that perhaps the mass in her gland is benign. Fingers-crossed little Sitka will prove to be cancer-free and live a long life as a tripod.I will never again have a pet without insurance, and Healthy Paws has covered $7,000 plus in just my first year of their service.
5

out of 5

POSTED: | BY: Ilene

Healthy Paws is all you could ask for...

Recently my precious Chihuahua, Toby, had a terrible accident and broke his leg. It was a severe break and required a difficult orthopedic surgery with a plate and six screws to repair his tiny bones. I was terribly worried about him and would do anything in the world to help my little love bug get back to health. One thing I did not have to worry about through it all was the bills that were being incurred for his surgery, treatments, meds, etc. This is my second time having to use Toby's pet insurance (the first incident was nowhere as severe, yet still expensive) and Healthy Paws has been very prompt with communications regarding my claims and the reimbursements - they cover everything that they say they will, never a hassle. As a matter of fact, I submitted a claim yesterday via the mobile app (which is absolutely awesome) after leaving the vet for a treatment and got confirmation today that the claim is fully processed and my reimbursement is on its way! The staff at Healthy Paws is fantastic!!! They are very helpful, caring and just really great people to work with. They even follow up with you to check on your pet to see how things are going. I can't say enough positive things about this pet insurance. I did my homework and was pretty sure I selected the best pet insurance for Toby, but they have confirmed my decision 10 times over. I am extremely happy with Healthy Paws and I would highly recommend it to anyone who is looking for pet insurance for their furry loved one... It's the best one out there.
5

out of 5

POSTED: | BY: Dale Roberts

Wonderful company

I am so glad that I switched from my previous pet insurance to Healthy Paws. There are no complicated schedules or caps; they simply pay at the level of coverage you have selected. The deductible is annual, not per illness, surgery or accident and claims are processed incredibly fast.
5

out of 5

POSTED: | BY: Amy

Amazing Service

Justice required major emergency abdominal surgery. This was the first time I've had to use the insurance so I was a little worried about the turn around for reimbursement. I was also nervous about whether the insurance would really cover all of The costs. I was pleasantly surprised. Not only was my claim processed within a week, Healthy Paws covered every bit that they said they would. This allowed me to focus on Justice's recovery rather than the insurance claim. I am so thankful for Healthy Paws. Thanks to them I can alwaysake sure that Justice gets the beat medical care no matter what the cost.

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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