Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,119

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Michelle Arseneau

Best pet insurance ever!

I've had this insurance for a little more than a year and it's fantastic! Low premiums and deductibles,and claims paid almost immediately. I tell all my friends with pets to get Healthy Paws.
5

out of 5

POSTED: | BY: Virginia Levy

Great Benefits, Quick Claim Handling

My cat, Bubbles, was 10 months old when she suddenly started vomiting. Because I had Healthy Paws Pet Insurance, I was able to have the peace of mind saying "yes" to the tests my veterinarian thought Bubbles needed to find out why she was vomiting without having to worry about the finances. When the ultrasound revealed a linear foreign body (a potentially life-threatening event if not caught soon enough), I was able to rush Bubbles to emergency surgery just hours after her diagnosis. Less than a week after I submitted my final paperwork for the claim, Healthy Paws had sent me a check to help cover the expenses. A few days later, I received a personal e-mail from Healthy Paws asking how my cat was doing! I was blown away by that personal touch and I highly recommend this company to anyone looking for pet insurance.
5

out of 5

POSTED: | BY: Norman R.

Great service, Fast claims

Our puppy Lola, ate a sock and needed emergency surgery.Thankfully everything turned at well. Healthy Paws paid our claim very quickly, and Tim, who works for Healthy Paws even followed up to make sure everything went smoothly. We received payment in about one week. I am very happy we chose Healthy Paws and would recommend them to anyone who has a pet.
5

out of 5

POSTED: | BY: Sheri-Rose Rubin

Excellent service - super fast

Our doggie was sick and hospitalized over Christmas vacation and we thought we were going to have to cancel a family trip. She recovered in time for us to go away, but the vet bill was as much as our trip to Florida. I was stressed about it, but when I submitted the claim to Healthy Paws - they paid almost the entire bill in just a few days. I couldn't be more relieved that we decided to buy pet insurance this time around.
5

out of 5

POSTED: | BY: Sahil Patel

Great service, incredible fast claims!

The coverage provided by many pet insurance companies is very similarly priced for the same coverages, so as a pet owner the most important things are that the company:1) Has great customer service 2) Processes claims quickly 3) Covers what they say they'll cover in their policy, without any hassle Healthy Paws has processes all of our claims in less than 2 days from the date of submission, and has always covered our claims as stated in the policy documents. Their customer service is great: when we messed up a claim submission, there was no problem, and we resubmitted and had the problem sorted out within a few hours. We received our claim checks before our dog even had her sutures removed!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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