Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,025

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Ben

At Peace and Love Healthy Paws

Signed up four years ago with Healthy Paws. Never imagined that my dog would have an ACL tear costing over $2000. Healthy Paws processed my claim and sent me a check within 24 hours. Cannot say enough about the wonderful customer service and how much they actually care about my pet! Would recommed this insurance to anyone!
5

out of 5

POSTED: | BY: Steve Fafel

Healthy Paws is the Healthy Choice!!!!

I am a first time dog owner. I am generally too lazy to get on and submit reviews for anything. I am usually not overly impressed by companies. But I really am happy to be able to help anyone else looking for pet insurance since we've had such an awesome experience with Healthy Paws Pet Insurance. A little info - our dog, Bella, is currently (December 2014) about 2 and a half. We first got insurance for her when she was about 10 months old. A friend of mine had a dog that ate a small toy and required a $1,200 surgery. It got me concerned enough about the cost of care for Bella that I pursued getting insurance for her. While others advised me against it, I decided to get pet insurance because I didn't want to have to choose between good care and the financial issues surrounding illness. First, let me say that I researched a ton. I took into account reviews, deductibles, co-pays, other out of pocket expenses, covered services, etc. I looked at all the major insurance providers. While there may be other viable options out there, I chose Healthy Paws. Second, I am very glad I not only chose to get insurance for Bella, I feel fortunate that we chose such a great company in Healthy Paws. Why? Well, about 5 months ago Bella completely ruptured her ACL in one leg and tore the ACL in her other leg. I can't even imagine what it would have been like to choose between getting Bella walking again versus the expense of two major surgeries. While I hope you and your pet never have to go through what's required to fix ACLs, if you do, having Healthy Paws with you along the way will make it better. Third, here's why I unquestionable recommend Healthy Paws (and talk about them to anyone I can). 1. They were fair and upfront with what they cover (illnesses, accidents) and what they don't cover (exams, pre-existing conditions). When Bella first was injured, we talked with Healthy Paws about the kind of care she was going to need and what would be covered. This is the part I dreaded because this would be the time when I really figured out if Healthy Paws was who they said they were. They were. 2. Their Customer Service really is excellent. By "excellent" - I mean that they always either answered my calls or they returned my call very quickly. They also communicated with me what I could expect and what I should do to ensure that my claims were handled properly. They also really care about Bella - when is the last time an insurance company has
5

out of 5

POSTED: | BY: Stephanie Escobar

An absolute godsend!

I am so lucky to have found Healthy Paws Insurance. The service and follow through are amazing! My dog just had knee surgery due to an injury and the bill was $4,000. I had a $100 deductible and my plan pays 90%. I was reimbursed within a week for $3,500. My dog is on the mend, and I am not burdened by a financial catastrophe. My friend said to get pet insurance because she didn't and she regretted it. I researched all the different insurances on the market and Healthy Paws is the most straight forward plan and best coverage for the unexpected. I wholeheartedly endorse Healthy Paws!
5

out of 5

POSTED: | BY: Kim Reynolds

Meningitis and stomach obstruction!

Our Mabel suddenly started having severe grand mall seizures. The diagnosis was meningitis and the prognosis was scary. The treatment includes high doses of prednisone that makes her ravenous. She began to regain stability and mobility which is great but it meant she ate a sock before anyone realized it. So now we are dealing with neurological issues as well as major surgery. Healthy Paws has been absolutely amazing through the drama. Our claims have all been processed within days of submission. The new claims submission process is even easier than before. I am able to submit them from my iPhone app. I recommend Healthy Paws to all my friends!
5

out of 5

POSTED: | BY: Gary

Healthy Paws saved my dog and my marriage

Healthy Paws is so amazing we adopted our dog about three months ago and my family fell in love with the dog especially my wife it follows her around everywhere and just loves her so much they have a bond like no other Last week our dog got so sick we had to take it to emergency it was vomiting and dehydrated and hart beat went all the way up the vet gave the price to treat her and without Healthy Paws insurance there would be know way that I could have afforded the vet bill My dog is now home and healthy I have a happy dog and a very happy wife Every time I see my wife and dog happy together I always think Healthy Paws I owe you one you saved me

Monthly Cost

$15 – $90, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $100, $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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