Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,161

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Tracy B

Highly Recommend!

I have a lab that is almost two years old and as you know- labs eat everything!! She was able to eat a leaf from a sago palm and by that evening she became very ill. I took her immediately to the emergency clinic and they were able to treat her and today she is showing no signs of illness. I brought her home on a Monday- submitted a claim that day and by Tuesday they had completed my claim and mailed a check. Healthy Paws even followed up with me to see how she was doing- my own doctor doesn't do that! Would recommend!
5

out of 5

POSTED: | BY: Julie Rathbun

Very Impressed. Glad I did it...

I wasn't sure about getting pet insurance for my puppy since it didn't seem necessary. However my sister who has an older dog and others had urged me to consider.I really researched all of the pet plans thoroughly and though I didn't know anyone else who was using HealthyPaws decided it really looked like the best option for me. Honestly, my vet was recommending another service but it didn't seem like the plan overall was as good for several reasons. All I can say is my experience has been fabulous. The bad news is my puppy has been sick, ate something that disagreed with him, stepped in something that made his foot swell up, needed some tests, etc. HealthyPaws is SO easy and SO QUICK about processing and payment. I have been shocked. I submit a claim one day and seem to get a check in the mail a couple days later. I am telling all my new pet friends and urging them to try HealthyPaws!
5

out of 5

POSTED: | BY: Kathryn

Great Insurance Company

Recently my 11 month old puppy became very ill and needed to be hospitalized. He spent 4 days in the hospital while the drs performed sonograms, bloodwork, etc to try to diagnose and treat him. Having to hospitalize your puppy (or dog of any age) is a very frightening and stressful event. Vet hospitals also charge high rates for all of the tests and medications not to mention the hospitalization fees. This was one thing however that I did not need to stress about at all. I knew that Healthy Paws would process the claims. I submitted the vet bills using the app for my iPhone- which is so easy and quick! All of my claims were processed in about 24hrs. I received the checks within a week of submitting my claims. The peace of mind of not having to worry about the financials of the treatment and just being able to focus on my dog and getting him better is priceless.
5

out of 5

POSTED: | BY: Katina

Caring, easy processing and quick turn around!

It was a huge comfort to know we had Healthy Paws behind us when our dog, George, went into surgery. It made a really tough decision so much easier. The claim process is so simple and the representatives replied within hours, approving the claim.
5

out of 5

POSTED: | BY: Alicia

Healthy Paws saved my dog, Louis

I got Healthy Paws coverage for my French Bulldog Louis when he was seven years old. The monthly payment was reasonable enough, and I felt good just knowing that Louis would be protected in the event that the worst happened. I have 90% coverage with a $250 deductible. Well, just before he turned ten, the worst happened: Louis was diagnosed with a tumor in his brain and on the base of his heart. He had swelling in the brain from the physical presence of the tumor, causing him a great deal of pain. He couldn't walk, he started having seizures; it was heartbreaking. I felt terrified and helpless. The vet neurologist said that Louis would either need a significant amount of treatment to relieve his pain and improve his circumstances, or else he should be put to sleep. In NO WAY was I mentally or emotionally prepared to say goodbye to my sweet boy. The vet said that with the correct treatment, Louis had a chance, and because I had Healthy Paws coverage, I didn't even have to think twice: Louis would get the treatment he needed. He had to get multiple MRIs, an echocardiogram, have a brain surgery to have a shunt placed to remove the fluid. He was in the hospital for almost a week, and now (once his skin heals from the brain surgery) he will be getting radiation treatments. The prognosis after successful treatment is 1 - 2 more good years. None of this would have been possible without Healthy Paws. Healthy Paws covered (or will cover) EVERYTHING (except the standard exam fees) - the hospitalization, the diagnostic tests, the medications, the brain surgery, the radiation treatments - all of it. Healthy Paws without a doubt saved my beloved dog Louis, because I just could not have afforded the treatment that was necessary to give Louis more good time without them. In addition, the vet hospital would submit the claim, and I would hear back from Healthy Paws that same day. So far, I have the check to cover each of the treatments that Louis has received in less than a week. This has made a huge difference, because I have had to put $6000 at a time on my credit card. If the Healthy Paws payments had not come in as fast as they did, I would have been unable to pay for the next round of treatment. I am grateful everyday for the extra time I get with Louis, and without question I have Healthy Paws to thank for it. Signing up for Healthy Paws pet health insurance was the smartest thing I ever did.

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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