Healthy Paws | Pet Insurance Review

4.9

out of 5

Number of reviews 10,159

Healthy Paws Pet Insurance offers one simple plan that covers accidents and illnesses and includes unlimited annual and lifetime payouts. They support hundreds of pet rescues and animal shelters through their Every Quote Gives Hope™ medical grant program. Learn more about Healthy Paws’ plan options, read thousands of customer reviews and get a quote so you can make an informed choice about your pet insurance provider.
5

out of 5

POSTED: | BY: Jenny Lewis

They're great

I've never had a problem with this insurance and am always reimbursed really quickly.
5

out of 5

POSTED: | BY: Jo Emerald

We are so thankful we found Healthy Paws

We purchased other insurance for our new puppy after internet search before we discovered Healthy Paws and switched our coverage within the first year and are so glad we did. I never wanted the cost of a procedure to be a factor in making hard choices about care in an emergency or illness. Our golden doodle has received the best of care at MSPCA Angell Memorial and recently had a Mast cell tumor that was infringing on his eye removed. I repeatedly am amazed at how caring and quickly claims are processed. I received reimbursement within 3 days of submission of the latest claim.
5

out of 5

POSTED: | BY: John Burke

The Best Pet Insurance Company In The Industry!

4 1/2 years ago I was lucky enough to meet my St. Bernard puppy Gus! I researched everyone in the pet insurance industry and one name kept coming up, Healthy Paws Pet Insurance. I was skeptical to think that anyone could be this great. Every review was right. Each and every time I ever had to submit a claim, it was processed immediately and never with question. About a month ago I received the news that no one wants to hear. Gus was diagnosed with Osteosarcoma. It has been a month of X-Rays, doctor visits, lab work, oncology visits and pain management. Without the support of Healthy Paws, Gus could not receive the proper care that he needs and deserved. I love Healthy Paws! You are helping both Gus and I to make it through a very difficult and challenging time.
5

out of 5

POSTED: | BY: Kelsey

Quick Turnaround and Exception Service

We just started with Healthy Paws at the beginning of the year and I've been incredibly impressed. Our dog Soupy got the tip of his tail bitten off and had to have part of it amputated so it would heel. I submitted my claim online and it was wrapped up in 36 hours and I received a check soon after. I submitted a follow-up invoice for post-op medications on the iPhone app and couldn't believe how easy it was. In both cases, I received a very clear summary of exactly what was covered. The entire process was incredibly painless and let us focus on Soupy's recovery. I also reached out the support line to ask a question about the claim process and was able to speak to someone quickly who answered all of my questions. I am very impressed with the responsiveness and great service at Healthy Paws and I highly recommend them.
5

out of 5

POSTED: | BY: Tracy B

Highly Recommend!

I have a lab that is almost two years old and as you know- labs eat everything!! She was able to eat a leaf from a sago palm and by that evening she became very ill. I took her immediately to the emergency clinic and they were able to treat her and today she is showing no signs of illness. I brought her home on a Monday- submitted a claim that day and by Tuesday they had completed my claim and mailed a check. Healthy Paws even followed up with me to see how she was doing- my own doctor doesn't do that! Would recommend!

Monthly Cost

$15 – $80, depending on breed, zip code, age of pet and choice of deductible and co-pay.

Coverage

One plan covers accidents, illnesses, cancer, emergency care, genetic conditions, alternative care and more. You can choose a co-pay of 10%, 20%, 30% or 40%. The pay-out amount is based on your actual vet bill.

Payout Limits

No per incident, annual or lifetime pay-out limit.

Deductible

You can choose an annual deductible of $250, $500 or $750* *Choice depends on age of the pet

Age Limits

Pets must be at least 8 weeks old and under 14 years old at time of enrollment. Once enrolled, pets can stay insured regardless of age.

Waiting Period

Coverage begins 15 days after your policy starts. There is a 12-month waiting period for hip dysplasia claims.

Exclusions

Pre-existing conditions are not covered. Hereditary and congenital conditions are covered, however hip dysplasia is only covered in pets who enroll before they are 6 years old.
Healthy Paws Pet Insurance was rated the best pet insurance company by customers in 2015, 2016 and 2017 at petinsurancereview.com, Consumersadvocate.org, PetInsuranceQuotes.com and other leading review sites. Healthy Paws has one simple plan that covers accidents and illnesses with no per incident, annual or lifetime payout limits. Their goal is to offer the best coverage possible while still keeping plans affordable. With each pet insurance quote submitted, Healthy Paws makes a donation to one of hundreds of pet rescues and animal shelters through its Every Quote Gives Hope™ medical grant program.

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